The Ten Commandments for Applying for a Home Mortgage

THE 1 COMMANDMENTS When Applying for a Home Mortgage THE FIRST COMMANDMENT Thou shalt not change jobs, become self-employed or quit your job. THE SEGOND GOMMANDMENT Thou shalt not buy a car, truck or van (or you may be living in it)! THE THIRD COMMANDMENT BANK Thou shalt not use charge cards excessively or let your accounts fall behind. THE FOURTH GOMMANDMENT Thou shalt not spend money you have set aside for closing. THE FIFTH GOMMANDMENT Thou shalt not omit debts or liabilities from your loan application. THE SIXTH COMMANDMENT Thou shalt not buy furniture. THE SEVENTH GOMMANDMENT Thou shalt not originate any inquiries into your credit. THE EIGHTH COMMANDMENT Thou shalt not make large deposits without first checking with your Loan Officer. THE NINTH COMMANDMENT НI Thou shalt not change bank accounts. THE TENTH COMMANDMENT хх ххм Thou shalt not co-sign a loan for anyone. www.sellingwarnerrobins.com COLDWELL BANKER O (478) 960-8055 (C) / (478) 953-8595 x227 (O) www.coldwellbankerssk.com SSK, REALTORS* ©Anita Clark Tips Provided By: Sara Whiddon, Mortgage Lender https://www.statebt.com/mortgageexperts/sarawhiddon