5 Tips to Cheaper Car Insurance

5 TIPS TO CHEAPER CAR INSURANCE THE AVERAGE COST OF CAR INSURANCE IN THE UNITED STATES IS $791, WITH RATES HIGHEST IN NEW JERSEY ($1,157), FOLLOWED BY THE DISTRICT OF COLUMBIA ($1,134), AND LOUISIANA ($1,122). $1,134 $1,122 $791 FACTORS YOU CAN'T CONTROL AGE: YOUNG DRIVERS WITH LITTLE EXPERIENCE WILL TYPICALLY PAY MORE FOR CAR INSURANCE. GENDER: MEN PAY AROUND $15,000 MORE FOR AUTO INSURANCE OVERA LIFETIME THAN WOMEN DO. CAR INSURANCE CAR INSURANCE DEMOGRAPHIC: DRIVERS IN URBANIZED AREAS AND AREAS WITH HIGH CRIME RATES PAY MORE THAN THEIR COUNTERPARTS IN RURAL LOW-CRIME RATE AREAS DO. CAR CAR INSURANCE INSURANCE FACTORS YOU CAn CONTROL GRAB A DISCOUNT: ALL INSURANCE COMPANIES OFFER DISCOUNTS TO TEMPT DRIVERS, QUALIFYING FOR ONE OR MORE IS THE BEST WAY TO GET CHEAP CAR DRIVE SAFELY: GOOD DRIVERS WITH CLEAN RECORDS CAN SAVE AROUND 10% OF CAR INSURANCE PREMIUMS. THIS MEANS NO AT-FAULT ROAD TRAFFIC ACCIDENTS AND NO INSURANCE. DISCOUNTS FOR GOOD GRADES, MULTIPLE-POLICIES, DEFENS PASSES, PROFESSION, AND AFFILIATE MEMBERSHIPS ARE ALL WIDELY AVAILABLE. MOVING VIOLATIONS (I.E. SPEEDING TICKETS). DRIVING DISCOUNT EXAMINE YOUR COVERAGE: ACCORDING TO NATIONAL ASSOCIATION OF INSURANCE COMMISSIONERS (NAIC) DATA, 76% OF INSURED DRIVERS PURCHASE COMPREHENSIVE COVERAGE IN ADDITION TO LİABILITY INSURANCE, AND 71% BUY COLLISION COVERAGE. IF YOoU HAVE EITHER COVERAGE ON AN OLDER CAR, YOU MAY WANT TO CONSIDER REMOVING IT, OR RAISING THE DEDUCTIBLE. CLAIMS ON OLDER CARS OFTEN COST MORE THAN IT DOES TO FILE THAN PAYING FOR DAMAGES YOURSELF. COMPREHENSIVE COVERAGE 76% COLLISION COVERAGE 71% KEEP A GOOD CREDIT RECORD: A SAFETY PROOF: THE SAFER THE CAR, THE LESS OF A RISK IT IS TO INSURE. ENSURING YOUR VEHICLE IS EQUIPPED WITH AUTOMATIC SEATBELTS, ANTI-LOCK BRAKES, AND AIR BAGS WILL RESULT IN CHEAPER CAR GOOD CREDIT SCORE WILL KEEP CAR INSURANCE RATES LOWER THAN A BAD CREDIT SCORE. INSURANCE. ANTI-THEFT DEVICES WILL ALSO MAKE YOUR VEHICLE MORE APPEALING TO INSURERS. SOURCES http://www.ii.org/facts_statistics/auto-insurance.html http://www.cbsnews.com/8301-505144 162-57433982/how-men-can-beat-gender-bias-in-car-insurance/?tag=cbsnewsSectionsAre a;cbsnewsSectionsArea.4 http://www.investopedia.com/articles/pf/06/carinsurance.asp http://www.statefarm.com/insurance/auto_insurance/discounts/auto-discounts.asp KCheapCarlnsurancel