What factors influence life insurance premiums?

Liro LIFE INSURANCE Things that can affect your life insurance policy By staying healthy, it not only makes you feel and look good but it's a great way to keep your life insurance premiums down. Below are some things insurers look at to determine your lige insurance premiums ReS 'It's usually cheaper to take out a policy when you're younger as you're generally in better health than when you get older. OR Statistically, women tend to live 5 years longer than men due to better health lifestyles and diets. CARBOR AND LIFOSTALE High-risk professions and hobbies can increase your insurance premiums. Being overweight can lead to health problems, eg diabetes WeIgHT and heart disease. Insurers take this into account when looking at your life insurance premium Remember, the fitter and healthier you are, the cheaper your life insurance premium is likely to be! The factors above represent just some of the things an insurer will assess when looking at a life insurance application.