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17 Great ways to save money

17 GREAT WAYS TO SAVE MONEY We have collected the world most practical ways to help you save a greater part of your income, cut costs and achieve a balanced family budget. Too many peoples in the UK rely on expensive payday loans to meet household expenses and pay unexpected bills. Before you go down this road, it is a good idea to understand your option and develop affordable lifestyle. Payday loans should always be a last resort and should not be viewed as a magic solution to what may be a short-term financial shortfall in your family finances. Mega Online Version 1) Car sharing is fun レレ Driving adds a bunch of expenses to your budget. Is it really necessary? Look into car sharing, where you share a car with other people heading in the same direction. And if it's possible, seriously look into getting a bike. 2) Find cheaper providers Yes, you've been with this company for years... but you could be ll saving a fortune somewhere else! It's definately worth looking into different providers for everything from your household bills to your insurances and mortage. You'll be surprised at what a difference this will make to your bank account! 3) 3 Put those lights out! Yes, turning off the lights when you're not using a room really does make a difference. Whilst we're on the topic, changing lightbulbs to newer, energy efficient ones can save around £4 per lightbulb per year! Look into ways to save on water and heating to really make a difference to your bills. 4) Pay bills on time 12 11 10 Paying your bills on time will actually save you money. For a start, you won't be paying those high interest rates credit 8° companies like to charge. And as a bonus, your credit score will improve, making it easier for you to take out mortgages and loans with lower rates. 5 Borrow, don't buy books and films Borrowing books and DVDS from your local library instead of buying them will save you a surprising amount of cash. Another option is to check out the charity shops, they often have cheap books that look new. Shop till you drop - or not Only shop for clothes if you need them... and ignore anything else you see. If you need a coat, don't look at the shoes. For extra protection, decide in advance how much you want to spend - and don't bring more. Leave that credit card at home. 7 7 Free Family Fun A day out does not need to cost a fortune for it to be fun. Trips to the beach, museums and woods generate fond memories that last a lifetime, and keep your wallet feeling healthy! Remember, haveing a fun time is all about who you're with, not what you do. Packed lunches Taking a homemade lunch to work or school instead of buying it can save as much as £25 a week per member of the family! And it will be healthier, too... 6. Go healthy! A healthier lifestyle is both great for your body and your wallet! Cancel that gym membership and go jogging in the great outdoors, give up expensive habits like smoking and drinking - your body and bank account will thank you for it. 10) Greener houses Some simple home improvements can cut your fuel bills drastically. Getting rid of draughts, installing insulation, getting a new, more efficient boiler - these may seem like expenses, but they're actually investments. Lack upfront cash? Check out the Green Deal. 11 1) What's for supper? Plan meals If you know what's for supper every night before your weekly shop, you can write a shopping list and only buy what you need, saving you from unnecessary waste or last minute grocery store dashes. NEVER go shopping when you're hungry! 12 Pick your own This is one of those clever tricks that kill two birds with one stone. Picking produce combines a fun outing with stocking up on fresh - and cheap - fruit and veggies. What more could a person want? 13) Cheaper Holidays Holiday = Expenses. Right? Wrong. Look for deals, cheaper locations, off-peak times and self-catering options to save big time. For UK holidays, why not rent a caravan or cottage for an original - and cheaper - holiday? You might end up having more fun than you would have in a regular hotel! 14 Water, water everywhere Why buy bottled water when tap water is so freely available? If you don't like the taste, just add some squash. Cutting down on fizzy drinks will also save you money - and contribute towards a healthier lifestyle. 15) Get 20% off Every time you are going to buy something - check for coupons first. You'd be astonished at how much a quick google search can save you! Look out for coupons in newspapers and magazines and save them - the pounds add up. 16) Keep up with the Joneses. need or want? Don't. Really. Before you buy something, decide if you really need it. What do you prefer, a happy and relaxed lifestyle or one of empty wallets, stress and that crystal vase you saw at the neighbours? Budgeting sensibly for the things you need will really make a difference. 17 Pay Council Tax - only if needed Do you need to pay council tax? Everyone who lives in a residential property has to pay Council tax unless they fall within the area of exemptions. If a house is occupied by full time students then no Council tax becomes due. If the property only has occupiers under 18 they also fall within the bounds of the exemptions. Anyone in the armed forces who lives in armed forces accommodation is also exempt. O CashFloat SALE HURRY!

17 Great ways to save money

shared by taylordavies8788 on Nov 23
17 Great Ways to Save Real Money Daily We have collected the world most practical ways to help you save a greater part of your income. Save now. Cashfloat


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