Cover Scope Business Insurance Solution

uig united insurance group COVER SCOPE BUSINESS INSURANCE SOLUTIONS FINANCIAL SERVICES GUIDE -AUTHORISED REPRESENTANTIVE NO.0001304953 ABN : 37 321 037 632 PHYSICAL ADDRESS : LEVEL 9 , 1 CORPORATE COURT , BUNDALL QLD 4217 POSTAL ADDRESS : PO BOX 7005 MOUNT CROSBY QLD 7005 PHONE 1300 900 207 EMAIL : [email protected] WWW.COVERSCOPE.COM.AU Of UNITED INSURANCE GROUP P / L - AFSL LICENCE NO . 327131 ABN 31 131 564 522 ADDRESS SUITE 3.06 365 LT COLLINS ST , MELBOURNE VIC 3000 PHONE : ( 03 ) 8676 0344 EMAIL : [email protected] WEBSITE : WWW.UIG.NET.AU THE PURPOSE OF THIS GUIDE This Financial Services Guide ( FSG ) has been authorised by UIG and applies from 14.07.2023 and is designed to assist you in deciding whether to use any of our services and contains important information about the services we offer you , how we and our associates are paid , any potential conflicts of interest we may have and what to do in the event of a complaint RESPONSIBILITY FOR SERVICES PROVIDED We are an Authorised Representative ( AR ) of United Insurance Group P / L ( UIG ) , who hold an Australian Financial Services Licence ( AFSL ) and we are authorised by them to advise and deal in the full spectrum of general insurance products . All of our staff that provide Financial Services are appropriately authorised by UIG . UIG is responsible for the financial services provided to you , or through you to your family members , including the distribution of this FSG . They are required to meet high standards for : staff training , organisational competence , management expertise , financial control and compliance disciplines . WHO DO WE ACT FOR We usually act on your behalf and in your interests in all matters . Sometimes , it may be more appropriate for us to access insurance or manage claims where we act as an agent of the insurer . If and when this situation arises we will explain and highlight this to you . LACK OF INDEPENDENCE We are not independent , impartial or unbiased because Our Licensee receives commissions from the underwriters that we place your insurance with . They pay us a percentage of such commissions and retain the balance to operate their business . OUR SERVICES AND PRODUCTS We offer a range of services to assist you to protect your assets and guard against unexpected liabilities including reviewing and advising on your insurance needs , identifying risk factors to avoid claims and seeking competitive premium quotations . We can advise and arrange a broad range of insurances on your behalf including : Home Building and Contents , Private and Commercial Motor , Farm , Business Packages , Construction , Liability , Industrial and Professional covers .