Are you covered when accidents happen?

ACCIDENTS WILL HAPPEN Why a moment of clumsiness can wreak havoc on your finances if you haven't got the right cover... 32% in our accidental damage survey said they had claimed for damage to a laptop, usually dropping. £105 laptop screen repair i The cost of 21% claimed for liquid damage, mostly to carpets." £315 The cost of replacing a carpet IV £14.46 Cost of adding accidental damage cover to your policy." Standard contents insurance typically only covers you for the loss or damage of your home contents by causes such as theft or attempted theft, fire, explosion, lightning, earthquake, water leakage, or storm or flood damage. Are you covered? Know what's covered by your home insurance? Our survey found that lots of people don't... 56% didn't know whether they would be covered Just for accidentally hammering a nail through a water pipe. 39% 45% knew that a were unaware that they would not be covered by standard contents insurance policy will cover you for accidentally smashing your laptop on the kitchen floor. contents insurance if someone spilt red wine on their new cream sofa. MMMMMMM 75% of respondents to our accidental damage survey that they took out accidental damage cover for GREATER PEACE OF MINDV said Brought to you by Together Mutual Insurance The company that puts people before profits www.togethermutualinsurance.co.uk 0808 22 33 333 (8.30am to 8pm Mon-Fri, 9am to 1pm Sat) fY together mutual insurance SOURCES: i Based on 28 respondents who filled out these optional questions in the survey. ii Based on 28 respondents who filled out these optional questions in the survey ii Average price for supply and replacement of broken laptop screen (15.6inch). iv Average price based on standard 80% wool/20% capet and includes labour and materials (gripper rods, 1Omm foam underlay, one door plate) but not VAT. v Based on a Together test quote run on an SG18 postal area address and showing the cost of adding accidental damage to a contents insurance policy. Excess not included. Standard excess on a Premier policy is £100. vi Together Mutual Insurance accidental damage survey.