Who’s Responsible for Financial Decisions?
Who's responsible for financial decisions? When asked where the primary responsibility for their financial decisions lies, most of the 12,403 people in the ING International Survey on Mobile Banking, Social Media and Financial Behaviour 2014 say it is with them not with their bank. It suggests that these self-directed individuals are in control of their financial goals and are pursuing their dreams. Join the discussion at B @eZonomics and f facebook.com/ING The primary responsibility for my financial decisions lies with... me 73% in between 21% my bank 5% other 1% People who say the primary responsibility for financial decisions... WHERE AM I GOING? is split between "me" and "my bank" • Are most likely to already be using an alert if their balance falls below lies with "me" lies with "my bank" • Are more than twice as likely to say • Are half as likely to argue with family and friends about money • Are more in control of their money and less likely to regularly buy items on impulse • Are less likely to have trouble making ends meet and are less likely to regularly be overdrawn on their bank accounts the financial decisions of friends and family heavily influence their own • Are more likely to agree managing money is more difficult now than it was 10 years ago – and to think cashless payments are making it more difficult set amount • Are most likely to live a low cost lifestyle • Are least likely to add regularly to their savings • The majority have studied to increase their qualifications • Are more likely to be interested in financial matters and to have the • Are more likely to keep a household budget and to have followed a course on budgeting time to manage their money eZonomics Source: ING International Survey on Mobile Banking, Social Media and Financial Behaviour 2014. Read more on www.ezonomics.com/iis ING
Who’s Responsible for Financial Decisions?
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