The Real Deal - Texas Workers' Compensation Infographic

TEXAS THE ONLY STATE WHERE PRIVATE EMPLOYERS CAN OPERATE WITHOUT WORKERS' COMPENSATION COVERAGE THESE ARE CALLED NONSUBSCRIBER EMPLOYERS NONSUBSCRIPTION IS LEGAL PRIVATE 1 TOUSTONWORKERSCOMPLAWYERS.COM 180 170 160 150 BAD 140 9.7 MILLIO COVERED BY PRIVATE OCCUPATIONAL 13 5 BENEFITS PLANS GRESPONSIBLE NONSUBSCRIPTIOND NO THISISNOT WORKER'S COMP 85% COVERED BY TEXAS WORKERS' COMP INSURANCE THOUGH REQUIRED BY LAW, OVER 90% OF NONSUBSCRIBING EMPLOYERS DON'T NOTIFY THE STATE OF THEIR OPT-OUT STATUS HALF OF ALL CLAIMS WERE INITIALLY DENIED OR DISPUTED A POPULAR ALTERNATIVE TO FORGOING WC COVERAGE ALTOGETHER IS PURCHASING BETWEEN 2008 AND 2013, NEARLY PRIVATE OCCUPATIONAL INSURANCE, BUT ONLY 41% OF THESE PLANS INCLUDE DEATH BENEFITS HOUSTONWNORKERSCOMPLAWYERS.COM NOTABLE NONSUBSCRIBERS HOME DEPOT TARGET PIZZA HUT MACY'S NEIMAA MARCUS KROGE WALMART CDONALD WHOLE FOODS WHATABURGER H-E-B SOURCES: "HURTING FOR WORK" (HTTP://APPS.TEXASTRIBUNE.ORG/HURTING-FOR-WORK/) "AN OVERVIEW OF NONSUBSCRIPTION TO WORKERS' COMPENSATION IN TEXAS" (HTTP://TXANS.ORG/IMAGES/CEWORKSHOP_308.PDF) "QUESTIONS AND ANSWERS ABOUT NONSUBSCRIBING TO WORKERS COMPENSATION IN TEXAS" (HTTP://wwW.TXANS.ORG/QUESTIONS.HTM/) crockettlaw HOUSTONWORKERSCOMPLAWYERS.COM WORKFORS 5.5% SOVERAG