The Principality Spend and Save Survey

MONEY How we save it, spend it & feel about it in Wales Ie this a good time to save? How much did we save & spend in the last 3 months? 40% YES 60% NO what de we mostly spend ur savings an? HOLIDAYS 28% EXPENSES - BILLS 21% HOME IMPROVEMENT 13% HOUSEHOLD ITEMS 11% CLOTHES 10% CELEBRATIONS 8% CAR 8% CHRISTMAS 6% Would we give or usk for money as a Christmas present? How did we prepare financially for Christmás? NOT PREPARED 18%% 31% WOULD ASK FOR MONEY USE EXISTING SAVINGS BOTH 14% 55% WOULD GIVE MONEY PREPARE A BUDGET 21% What is our -financial, lor 2012? mood OPTIMISTIC 59% 28% Our top financial PESSIMISTIC for 2012 concerns 13% DON'T KNOW 36% UTILITY BILLS INCREASINC FUEL PRICES 29% 25% INCREASING FOOD BILLS Our top 5 most stressful life events SECURITY 12% Our top 5 moneyy saving tips E CASH, NOT CREDIT SHOP AROUND / COMPARE PRICES AVOID WASTAGE SAVE EVEN SMALL AMOUNTS E KNOW YOUR ACCOUNTS PRINCIPALITY All data sourced from the PRINCIPALITY SPENDING & SAVING SURVEY: A quarterly insight into the savings habits of individuals in Wales November 2011 © Principality Building Society 2012 BUILDING SOCIETY HOW WE SAVE IT HOW WE SPEND T HOW WE FEEL ABOUT IT NEITHER BUY PRESENTS ALL YEAR MOVING HOME SAVE ALL YEAR,