Options when facing foreclosure

Your options when facing foreclosure I can't pay my mortgage Solve the problem or Go to court* %3D Can you refinance with lower payments? Check the accuracy of the Petition No LYes Choose how to respond to the Petition Can you get a new mortgage with a new lender and pay off the original mortgage? Try to get some legal advice No Yes Deliver your Response and Affidavit Reinstate or Do you have enough equity to make selling your home worthwhile? redeem the FOR SALE mortgage Attend the hearing and make your presentation No Yes If you can't solve the problem, you can go to court. Understand any court order made Doing nothing If you do nothing, you'll be forced to leave your home and you'll have no say in court. * You can try to reinstate or redeem your mortgage at any time during the court process. Legal Services Society British Columbia www.legalaid.be.ca