The Not So Golden Years: Are you Beter off than Other Americans?

30% of workers have $0.00 retirement savings. 40% The Not-So-Golden Years: Are You Better Off Than Other Americans? $250,000 THE SMALLEST SLICE OF INCOME RECOMMENDED BE SET ASIDE FOR RETIREMENT: 22% A YEAR AVERAGE SAVINGS SHORTFALL A U.S. HOUSEHOLD WILL HAVE AT RETIREMENT. THAT'S $917AMONTH JAN 1 for an income of $50,000. are not very confident they will have enough money to pay for medical expenses in retirement. 12.4%GOES TO SOCIAL SECURITY 6.2% from both your paycheck and employer means 9.6% should additionally be put aside. 88% BECAUSE $52,000A YEAR is what the average household needs in after- tax income for retirement. 1in 5 will live to 90 but run out of money by 85. have not calculated how much 54% they will need to save to have enough money in retirement. The percent of preretirement income retirees could expect from Social Security based on their retirement year: 1 in 20 will run out of money by the age of 72 because of poor market performance. 2030 2002 39% 28% 4141414 PERCENT OF PRIVATE-SECTOR WORKERS WITH A GUARANTEED, STEADY PENSION PAYOUT DURING RETIREMENT IN: 1980 2010 14% will run out of money by age 90 due to disability. 39% 15% EMPLOYEE BENEFIT RESEARCH INSTITUTE, NEW YORK TIMES, WASHINGTON EXAMINER, CENTER SOURCES: OR RETIREMENT RESEARCH AT PBSO NEWS HOUR BOSTON COLLEGE, MCKINSEY & COMPANY, HARRIS INTERACTIVE GRAPHIC: ELIZABETH SHELL Lave no personal savings LIFE of workers aren't currently saving for MARKET HEALTH A 30% of workers have $0.00 retirement savings. 40% The Not-So-Golden Years: Are You Better Off Than Other Americans? $250,000 THE SMALLEST SLICE OF INCOME RECOMMENDED BE SET ASIDE FOR RETIREMENT: 22% A YEAR AVERAGE SAVINGS SHORTFALL A U.S. HOUSEHOLD WILL HAVE AT RETIREMENT. THAT'S $917AMONTH JAN 1 for an income of $50,000. H are not very confident they will have enough money to pay for medical expenses in retirement. 12.4%GOES TO SOCIAL SECURITY 6.2% from both your paycheck and employer means 9.6% should additionally be put aside. 88% BECAUSE $52,000A YEAR is what the average household needs in after- tax income for retirement. 1in 5 will live to 90 but run out of money by 85. have not calculated how much 54% they will need to save to have enough money in retirement. The percent of preretirement income retirees could expect from Social Security based on their retirement year: 1 in 20 will run out of money by the age of 72 because of poor market performance. 2030 2002 39% 28% 4141414 PERCENT OF PRIVATE-SECTOR WORKERS WITH A GUARANTEED, STEADY PENSION PAYOUT DURING RETIREMENT IN: 1980 2010 14% will run out of money by age 90 due to disability. 39% 15% EMPLOYEE BENEFIT RESEARCH INSTITUTE, NEW YORK TIMES, WASHINGTON EXAMINER, CENTER SOURCES: OR RETIREMENT RESEARCH AT PBSO NEWS HOUR BOSTON COLLEGE, MCKINSEY & COMPANY, HARRIS INTERACTIVE GRAPHIC: ELIZABETH SHELL Lave no personal savings LIFE MARKET of workers aren't currently saving for HEALTH A 30% of workers have $0.00 retirement savings. 40% The Not-So-Golden Years: Are You Better Off Than Other Americans? $250,000 THE SMALLEST SLICE OF INCOME RECOMMENDED BE SET ASIDE FOR RETIREMENT: 22% A YEAR AVERAGE SAVINGS SHORTFALL A U.S. HOUSEHOLD WILL HAVE AT RETIREMENT. THAT'S $917AMONTH JAN 1 for an income of $50,000. H are not very confident they will have enough money to pay for medical expenses in retirement. 12.4%GOES TO SOCIAL SECURITY 6.2% from both your paycheck and employer means 9.6% should additionally be put aside. 88% BECAUSE $52,000A YEAR is what the average household needs in after- tax income for retirement. 1in 5 will live to 90 but run out of money by 85. have not calculated how much 54% they will need to save to have enough money in retirement. The percent of preretirement income retirees could expect from Social Security based on their retirement year: 1 in 20 will run out of money by the age of 72 because of poor market performance. 2030 2002 39% 28% 4141414 PERCENT OF PRIVATE-SECTOR WORKERS WITH A GUARANTEED, STEADY PENSION PAYOUT DURING RETIREMENT IN: 1980 2010 14% will run out of money by age 90 due to disability. 39% 15% EMPLOYEE BENEFIT RESEARCH INSTITUTE, NEW YORK TIMES, WASHINGTON EXAMINER, CENTER SOURCES: OR RETIREMENT RESEARCH AT PBSO NEWS HOUR BOSTON COLLEGE, MCKINSEY & COMPANY, HARRIS INTERACTIVE GRAPHIC: ELIZABETH SHELL Lave no personal savings LIFE MARKET of workers aren't currently saving for HEALTH A 30% of workers have $0.00 retirement savings. 40% The Not-So-Golden Years: Are You Better Off Than Other Americans? $250,000 THE SMALLEST SLICE OF INCOME RECOMMENDED BE SET ASIDE FOR RETIREMENT: 22% A YEAR AVERAGE SAVINGS SHORTFALL A U.S. HOUSEHOLD WILL HAVE AT RETIREMENT. THAT'S $917AMONTH JAN 1 for an income of $50,000. H are not very confident they will have enough money to pay for medical expenses in retirement. 12.4%GOES TO SOCIAL SECURITY 6.2% from both your paycheck and employer means 9.6% should additionally be put aside. 88% BECAUSE $52,000A YEAR is what the average household needs in after- tax income for retirement. 1in 5 will live to 90 but run out of money by 85. have not calculated how much 54% they will need to save to have enough money in retirement. The percent of preretirement income retirees could expect from Social Security based on their retirement year: 1 in 20 will run out of money by the age of 72 because of poor market performance. 2030 2002 39% 28% 4141414 PERCENT OF PRIVATE-SECTOR WORKERS WITH A GUARANTEED, STEADY PENSION PAYOUT DURING RETIREMENT IN: 1980 2010 14% will run out of money by age 90 due to disability. 39% 15% EMPLOYEE BENEFIT RESEARCH INSTITUTE, NEW YORK TIMES, WASHINGTON EXAMINER, CENTER SOURCES: OR RETIREMENT RESEARCH AT PBSO NEWS HOUR BOSTON COLLEGE, MCKINSEY & COMPANY, HARRIS INTERACTIVE GRAPHIC: ELIZABETH SHELL Lave no personal savings LIFE MARKET of workers aren't currently saving for HEALTH A 30% of workers have $0.00 retirement savings. 40% The Not-So-Golden Years: Are You Better Off Than Other Americans? $250,000 THE SMALLEST SLICE OF INCOME RECOMMENDED BE SET ASIDE FOR RETIREMENT: 22% A YEAR AVERAGE SAVINGS SHORTFALL A U.S. HOUSEHOLD WILL HAVE AT RETIREMENT. THAT'S $917AMONTH JAN 1 for an income of $50,000. H are not very confident they will have enough money to pay for medical expenses in retirement. 12.4%GOES TO SOCIAL SECURITY 6.2% from both your paycheck and employer means 9.6% should additionally be put aside. 88% BECAUSE $52,000A YEAR is what the average household needs in after- tax income for retirement. 1in 5 will live to 90 but run out of money by 85. have not calculated how much 54% they will need to save to have enough money in retirement. The percent of preretirement income retirees could expect from Social Security based on their retirement year: 1 in 20 will run out of money by the age of 72 because of poor market performance. 2030 2002 39% 28% 4141414 PERCENT OF PRIVATE-SECTOR WORKERS WITH A GUARANTEED, STEADY PENSION PAYOUT DURING RETIREMENT IN: 1980 2010 14% will run out of money by age 90 due to disability. 39% 15% EMPLOYEE BENEFIT RESEARCH INSTITUTE, NEW YORK TIMES, WASHINGTON EXAMINER, CENTER SOURCES: OR RETIREMENT RESEARCH AT PBSO NEWS HOUR BOSTON COLLEGE, MCKINSEY & COMPANY, HARRIS INTERACTIVE GRAPHIC: ELIZABETH SHELL Lave no personal savings LIFE MARKET of workers aren't currently saving for HEALTH A 30% of workers have $0.00 retirement savings. 40% The Not-So-Golden Years: Are You Better Off Than Other Americans? $250,000 THE SMALLEST SLICE OF INCOME RECOMMENDED BE SET ASIDE FOR RETIREMENT: 22% A YEAR AVERAGE SAVINGS SHORTFALL A U.S. HOUSEHOLD WILL HAVE AT RETIREMENT. THAT'S $917AMONTH JAN 1 for an income of $50,000. H are not very confident they will have enough money to pay for medical expenses in retirement. 12.4%GOES TO SOCIAL SECURITY 6.2% from both your paycheck and employer means 9.6% should additionally be put aside. 88% BECAUSE $52,000A YEAR is what the average household needs in after- tax income for retirement. 1in 5 will live to 90 but run out of money by 85. have not calculated how much 54% they will need to save to have enough money in retirement. The percent of preretirement income retirees could expect from Social Security based on their retirement year: 1 in 20 will run out of money by the age of 72 because of poor market performance. 2030 2002 39% 28% 4141414 PERCENT OF PRIVATE-SECTOR WORKERS WITH A GUARANTEED, STEADY PENSION PAYOUT DURING RETIREMENT IN: 1980 2010 14% will run out of money by age 90 due to disability. 39% 15% EMPLOYEE BENEFIT RESEARCH INSTITUTE, NEW YORK TIMES, WASHINGTON EXAMINER, CENTER SOURCES: OR RETIREMENT RESEARCH AT PBSO NEWS HOUR BOSTON COLLEGE, MCKINSEY & COMPANY, HARRIS INTERACTIVE GRAPHIC: ELIZABETH SHELL Lave no personal savings LIFE MARKET of workers aren't currently saving for HEALTH A