How To Get The Most Money Back From Your Insurance

How to GET THE MOST MONEY BACK FROM YOUR INSURANCE The Top 10 Things You Should Photograph Collecting and tracking information and photos of everything you own for insurance purposes can seem daunting, but it is an extremely important task. If a disaster such as a flood or fire were to affect your home, would you be able to tell your insurers exactly what you're missing? The following are the Top 10 types of items to get started with, when creating an inventory of the things you own. Jewelry Protect your most valuable pieces and precious heirlooms, being sure to take individual pictures of each. 2 Artwork Keep a secure record of every piece of art that you own. Some insurance policies will cover restoration costs, and having a photo will be invaluable to the claims process. 3 Technology & Electronics All of your tablets, laptops, phones and other electronics can add up to a small fortune. Since these items are easily stolen and damaged, you'll want to take extra precautions. 4 Outdoor Equipment Lawn-care equipment, power tools, sports equipment and anything else in your garage or shed - don't forget the items outside the four walls of your house! 5 Collections %24 Be sure to photograph anything that you have a lot of, which would be hard to remember individually, such as books, clothing, silverware or dishes. One of a Kind Items Antiques and other unique items may be difficult to describe to insurers. Photos including identifying marks and brand names will help you describe the indescribable. General Appliances Go through each room in your house and photograph all the appliances that you use in each, from vacuums and blenders to your furnace and washing machine. 8 Vehicles Even if your car, truck or boat has its own coverage, it is still important to keep all documentation of maintenance and current market value in your inventory. Furniture If you have to replace all of your furniture at once, it will be expensive. Take photos to make sure you don't forget any pieces and you can match new and old items. 10 New Items Disasters can strike at any time and you'll want to make sure you have documentation of all of your things, whether they are family heirlooms or just picked up yesterday. Extra Tips! Often a photo of an item isn't enough on its own. Additional details that prove the value of the item are important for fact verification. Try to add the following when possible: • Receipts and invoices • Warranties and instruction manuals • Maintenance records • Tax records • Registration documentation (cars, boats, etc.) • Get a photo with a family member in the background with the item • Customs declarations, shipping receipts, tariff receipts INFOGRAPHIC PRODUCED BY Discover the Value of Every Thing You Own trov Trov is a free app that values and securely organizes the things you own. Collecting information about your things is easy with Trov - simply snap a photo and extra details, including values and photos, are automatically added! To get your own Trov, click here or search "Trov" on the App Store and use invite code: TOPTEN www.trov.com Design by curiousink.ca