HMS National Warranty
WHAT LEGISLATION SHOULD YOU BE WATCHING IN 2015? FHA MORTGAGE PREMIUMS GSE REFORM 1 The Federal Housing The move is expected to save new borrowers $900 annually, and raise 2015 Republican control of the Senate could reignite proposals 7 in 10 new mortgages have govermment backing, and the sentiment is that government should have a reduced role so Administration reduced annual mortgage insurance premiums from 1.35% to 0.85% in for significantly reducing government involvement in home sales by $45,000 that the marketplace can deliver more mortgages efficiently to more people. January housing finance TAX REFORM DATA PRIVACY The mortgage interest deduction (MID) could be targeted as a tax loophole in need of reform The MID has consistently been Several expanded consumer data protection protocols were introduced by President Obama in a January meeting with Among his proposals included a strong incentive for homeownership, claimed by more than 35 million homeowners annually "The Personal Data Notification & Protection Act" which requires businesses to notify customers, within 30 days, when their personal information has been exposed. FTC leaders housingwire.com/articles/32747-moodys-fha-premium-cut-will-increase-home-sales-by-45000-this-year HMS thefiscalimes.com/2015/01/22/Tax-Loopholes-President-Left-Out-Now realtormag.realtor.org/hews-and-commentary'commentary/article/2013/06/not-high-wire-act townhall.com/news/politics-elections/2015/01/25/senior-house-ropublican-says-housing-finance-reform-huge-priority-n1947950 dealbook.nytimes.com/2015/01/28/a-push-for-a-greater-govemment-role-in-housing-finance/?_r=0 realtor.org/articles/president-proposes-stronger-data-privacy-laws HOME WARRANTY
HMS National Warranty
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