Guillotine Debt

Guillotine Debt with a Fiver a Week Part One: Your Financial Foundation In order to move forward with your financial life, you must have a starting point. From here, you need to learn how to make your money work for you and how to create a blueprint for taking action on becoming debt free. This section will help you learn how to make this happen. Chapter One: Your Financial Blueprint *Money Problems can keep you from living your life to its fullest potential. 3 LIFE-CHANGING MONEY TRUTHS Initiate simple Changes That Pay Big Rewards You either make Truth 1. money work for you or you will always work THIS SIMPLE FIVER CAN CHANGE YOUR LIFE! for money 5 € Tuth 2: Money is a mood changer ADDING A SIMPLE FIVER A WEEK TO YOUR Paying off a loan is Tuth 3: the same as getting a MORTGAGE PAYM ENT CAN REDUCE A 30 YEAR €200,000 MORTGAGE BY ONE WHOLE YEAR! pay raise Chapter 2: Sharpening Your Skills In order to sharpen your financial skills, you must learn to recognize some common money myths! Myth 2: YOU CAN'T CONTROL Myth 3: Myth 1: THERE IS GOOD DEBT RENTING IS YOUR DESTINY DEAD money AND BAD DEBT. IMyth 4: Myth 5: Myth 6: YOU ARE TOO Don'T PREPAY PAY OFF YOUR OLD TO INVEST YOUR MORTGAGE HIGHEST INTEREST LOAN FIRST iN A Pensjon Myth 7: Debt Reduction Skills 1. Master the art of saying "no" RICH PEOPLE MAKE QUICK DECISIONS 2. Master lifestyle inflation 3. Know how to save Chapter 3: How to really Track your Progress 60 IT IS EASY TO SEE WHERE YOU ARE OVERSPENDING, BUT THERE ARE ALSO COMMON AREAS WHERE YOU MIGHT BE UNDERSPENDINGI HOW TO TRACK AND 30 CONTROL YOUR SPENDING Jan Feb Mar Apr CLOTHES FUIRNITURE Use envelopes to create spending categories and control your budget HOUSEHOLD FURNISHINGS SAVINGS AND INVESTMENTS EDUCATION Write down exactly • where and when you spend your money YOUR HOME Remember, nothing will change your life like taking new and better actions with your finances!