The government is shutting down over Obamacare... or is it?

THE GOVERNMENT HAS SHUT DOWNOVER OBAMACARE On October 1, 2013, the U.S. Federal Government went into a shutdown. What does this have to do with Obamacare? The House of Representatives was unable to pass a bill that would continue to fund the government, because the bill contained a provision that would DEFUND Obamacare. When the October 1 deadline passed, funding for the government expired, resulting in the shutdown. Would this funding bill have actually stopped Obamacare from coming into effect? NO. THE MAIN TENETS OF THE LAW WOULD STILL BE IN EFFECT: OBAMACARE IS FUNDED BY A VARIETY OF SOURCES: the SHOP exchanges will still open every American must have health insurance insurance companies cannot discriminate based on New taxes Costs from & fees pre-existing conditions program cuts What does this mean for Americans? OCT ON OCTOBER 1ST, THE HEALTH INSURANCE SHOP EXCHANGES OPENED FOR ENROLLMENT. 01 WHAT ARE THE SHOP EXCHANGES? A way for small business owners to purchase insurance for their employees. GOAL REALITY Employers offers multiple insurance options through a For the first few years, the SHOP exchange is available to employers with up to 50 FTE. federal or state-run SHOP exchange. The employee picks their insurance, while the employer When implemented in 2014, most states will only have one insurance option available. covers the costs. 001 By 2016, employers with up to 100 full-time employees will be able to use SHOP exchanges. Multiple insurance options will be available starting 2015. 2018 JAN WHEN THE AFFORDABLE CARE ACT COMES INTO LAW ON 01 JANUARY 1, 2014, MOST AMERICANS WILL BE REQUIRED TO BE ENROLLED IN A HEALTH INSURANCE PLAN. NOW THAT THE SHOP EXCHANGES ARE OPEN YOU WILL ONLY BE AFFECTED IF YOU ARE ON AN INDIVIDUAL HEALTH INSURANCE PLAN. CHANGES INCLUDE: $$ How much profit an insurance company can How much an insurance Coverage of women's company can charge services make from your plan women vs. men With these changes, your insurance plan might become more expensive, so you might want to look on the exchanges for another plan. IF THE BILL TO DEFUND OBAMACARE PASSES ACCORDING TO KATHLEEN SEBELIUS, THE SECRETARY OF HEALTH AND HUMAN SERVICES Medicare beneficiaries might lose their fully-paid annual wellness doctor's visit. Prescription drug costs could rise. Millions of seniors on private Medicare might be required to switch to fee-for-service coverage. SOURCES http://www.cnn.com/2013/09/24/politics/. obamacare-shutdown-answers/hpt-po_e1 http://www.foxnews.com/politics/2013/09/24/cruz- vows-to-use-all-means-available-to-block-obamacare-reid-tees-up-budget/. http://www.forbes why-every-small-employer-should-sign-up-f NATIONAL -DEBT RELIEF- lorbes.com/sites/carolynmeclanahan/2013/09/14 caronue-tfer-obamacares-shop-exchange/.