Fiscal Responsibility: Paper or Plastic?

42 lab BROUGHT TO YOU BY PAPER OR PLASTIC? CREDIT CARD CIDCT DANK WHEN YOU OPEN YOUR WALLET.. How many credit cards do you have? What kinds? 34% DISCOVER 23% VISA MasterCard. 55% 84% 28% AMERICAN EXPRESS 18% OTHER 9% What makes you apply for a new card? 18% FEES 51% 3 no annual fee 0% APR 9% 44% low APR discounts & perks 43% 5% FEES no transfer fee 23% recommendation from friend 18% 7% 6 or more !!! advertisement 12% How much cash do you carry? ĞĞĞĞĞ %$4 %$4 %24 %24 less than $5 $5-20 $21-50 more than $50 none 6% 8% 32% 38% 16% 4% O% of respondents use their credit or debit card to pay for 100% of their purchases WHEN MANAGING MONEY, YOU USE... computer program (like Quicken) 24% 12% 56% mint.com 55% 19% personal "budget smartphone apps online banking features WHEN PAYING YOUR CREDIT CARD BILLS... 14% pay the minimum 2% always pay LATE 36% 1% usually pay LATE 29% usually pay ON TIME pay the full balance 50% 68% pay more than the minimum but not the full balance. always pay ON TIME 25% of respondents pay their credit card bills online using auto-pay. 27% "I don't know my credit score." 42 lab For custom research studies and l infographics, CC please contact us at [email protected].