Would You Be Covered

MoneySupermarket com present: Would you be covered? Millions of Brits travel abroad each year and many purchase travel insurance to make sure they are covered for their trip. We've taken a look at some welrd and wonderful clalms, things you mlght not be covered for and a few travel safety tIps... 60% 24hrs of new travel insurance policies now Report a loss to the police within 24hrs before you Top 5 most ridiculous claims... cover terrorism make a claim BUS STOP ARGH! BIKINI BURIED TREASURE ANA A pensioner, whose false teeth fell out while he vomited over the side of a cruise ship, put in a claim to his travel insurers for new dentures under 'lost baggage'. Two children in Cornwall buried their parents' video camera in the sand to prevent it from being stolen whilst they went swimming, but 2 could not remember where. Thankfully, the insurers paid out. A young British traveller, distracted by the appearance of a group of 3 women in bikinis, broke his nose when he walked into a bus shelter in Athens. The insurance company paid for the hospital bills. A couple on their holiday in Malaysia returned to their lodge to find that monkeys had stolen their clothes and scattered them across the neighbouring rainforest. Fortunately, their insurance covered their claim. 4. A family's camping holiday in Wales was ruined when a parachutist from a nearby airbase landed on their tent, destroying their equipment. Their insurer rejected their claim. Source: telegraph.co.uk/travel/weird-wide-world/5119218/Ten-ridiculous-travel-insurance-claims.html Four things your travel insurance may not cover you for: We all like a glass of wine or two You're unlikely to get a pay-out if you decide you simply don't want to travel. However, if there was a You'll usually find that holiday activities such as You'll often find that natural when we are on holiday but what you might not realise is that disasters, such as erupting volcanoes, acts of bungee jumping, skiing, scuba diving and watersports will be excluded on a standard policy. terrorism and cabin crew medical insurers may not pay out if you injure yourself whilst under the walkouts may not be covered as emergency or a death in the family, your insurer should be standard. influence of alcohol. more sympathetic. Acts of Dangerous activities God, strikes & terrorism Pve changed my mind Alcohol Did you Single item limits on insurance policies are often around £1,500 know? - any items worth more must be named separately on your policy Source: telegraph.co.uk/travel/columnists/nicktrend/7865476/15-reasons-why-your-travel-insurance-may-not-cover-you.html Travel Safety Tips Follow these tips to reduce the chances of you making a claim... • Don't keep • Research whether you need any vaccinations for your destination Keep some of your spending your wallet or purse in your back pocket • Avoid displays of affluence (i.e. wearing lots of jewellery) money and a credit card in a • If the hotel provides a safe, use it separate place, ideally not on your Don't use your credit card in internet cafés to store • Avoid the streets in big cities at night if you are travelling solo valuables person Scan all of your important travel documents and email them to yourself Source: lonelyplanet.com/asia/travel-tips-and-articles/76192 Ten most expensive countries for medical treatment... 10 6. 10 III 3. Dominican Republic 4. Cyprus 5. Spain 6. Egypt 9. Turkey 10. Greece 1. United States 7. Australia 2. Thailand 8. France Average medical treatment cost in this country. Source: sainsburysbank.thepressdesk.co.uk/pages/136/2010+Press+releases.stm?article_id=722 Average cost of an air ambulance. £35-45,000 USA's East Coast E15-20,000 Ш Canary Islands £12-16,000 Australia* ШШ *scheduled flight, stretcher and Doctor escort Source: www.gov.uk/foreign-travel-insurance MoneySupermarket com £869.67 2. £1,937.82 E E1,102.59 - £1,178.41 £850.63 £989.26 £4,725.75 £1,100.07 £422.36 £1,067.93