What's The Effect Of The ECJ Gender Ruling On Car Insurance Premiums?

W HAT' S THE E FFECT OF THE ECJ GENDER RULING ON CAR INSU RANCE PREMI UMS ? There were wide spread predictions of 'Carmageddon' when the ECJ insurance ruling was introduced on doomsday - 21st December 2012. From this date onwards car insurance companies were no longer permitted to take gender into account when calculating premiums. With male motorists being statistically more likely to get involved in costly accidents, it was predicted that this would have serious repercussions. But what impact has it actually had? Well, according to MoneySupermarket the impact hasn't been quite as substantial as some were predicting and overall car insurance premiums have actually decreased for both genders! So what is the current status of the motor insurance market after doomsday, and what differences are there between the genders? Comments by Joe & Lucy from DriversEdgeUK.com QUESTION MALE FEMALE COMMENTS Females still Average cost of £490 £416 getting cheaper premiums on insurance average... But the gap is decreasing; with male motorists Average impact of ECJ Ruling <7.2% < 1.9% seeing a more substanial decrease in car insurance premiums Car insurance for Impact of ECJ Ruling on young drivers serves as <£184 > £231 the best indication of the impact of the ECJ ruling; with female premiums increasing and male premiums decreasing more than expected premiums for (11.2% Decrease) (22.1% Increase) young drivers (17-19) Male motorists are more likely to speed. With 9.2% of male Likelihood of 9.20% 6.80% drivers retrieving car insurance quotes from MoneySupermarket having a conviction to their name speeding conviction Male drivers also more Likelihood of likely to get caught drink driving; with 0.67% of the male motorists retrieving car insurance quotes from MoneySupermarket having such a drink/drug driving conviction 0.67% 0.27% drink/drug driving conviction Most likely to get distracted by what is happening at the side of the road 40% of the male drivers surveyed admitted that they have been distracted by what is happening at the side of the road while they are driving. Women meanwhile are more likely to be distracted by their friends or family Most likely to get distracted by Biggest distraction passengers TM MoneySupermarket com driversedgeuk.com The UK'S number one online community for new and young drivers! W HAT' S THE E FFECT OF THE ECJ GENDER RULING ON CAR INSU RANCE PREMI UMS ? There were wide spread predictions of 'Carmageddon' when the ECJ insurance ruling was introduced on doomsday - 21st December 2012. From this date onwards car insurance companies were no longer permitted to take gender into account when calculating premiums. With male motorists being statistically more likely to get involved in costly accidents, it was predicted that this would have serious repercussions. But what impact has it actually had? Well, according to MoneySupermarket the impact hasn't been quite as substantial as some were predicting and overall car insurance premiums have actually decreased for both genders! So what is the current status of the motor insurance market after doomsday, and what differences are there between the genders? Comments by Joe & Lucy from DriversEdgeUK.com QUESTION MALE FEMALE COMMENTS Females still Average cost of £490 £416 getting cheaper premiums on insurance average... But the gap is decreasing; with male motorists Average impact of ECJ Ruling <7.2% < 1.9% seeing a more substanial decrease in car insurance premiums Car insurance for Impact of ECJ Ruling on young drivers serves as <£184 > £231 the best indication of the impact of the ECJ ruling; with female premiums increasing and male premiums decreasing more than expected premiums for (11.2% Decrease) (22.1% Increase) young drivers (17-19) Male motorists are more likely to speed. With 9.2% of male Likelihood of 9.20% 6.80% drivers retrieving car insurance quotes from MoneySupermarket having a conviction to their name speeding conviction Male drivers also more Likelihood of likely to get caught drink driving; with 0.67% of the male motorists retrieving car insurance quotes from MoneySupermarket having such a drink/drug driving conviction 0.67% 0.27% drink/drug driving conviction Most likely to get distracted by what is happening at the side of the road 40% of the male drivers surveyed admitted that they have been distracted by what is happening at the side of the road while they are driving. Women meanwhile are more likely to be distracted by their friends or family Most likely to get distracted by Biggest distraction passengers TM MoneySupermarket com driversedgeuk.com The UK'S number one online community for new and young drivers!