Important Facts Pennsylvania Drivers Should Know About Car Insurance

IMPORTANT FACTS PENNSYLVANIA DRIVERS SHOULD KNOW ABOUT CAR INSURANCE Average monthly cost of auto insurance in PA: $70.75 Average annual premium in PA: $1,604 Approximate percentage of uninsured drivers in PA: 7% DID YOU Percent of car accidents nationally caused by uninsured motorists: 14% Property damage liability – Required KNOW...? Bodily injury liability – Required Personal injury protection - Not Required PENNSYLVANIA LIABILITY INSURANCE FOR REQUIREMENTS FOR PRIVATE PASSENGER VEHICLES $15,000 coverage for injury/death of 1 person in a single accident $30,000 coverage for injuries/deaths of more than 1 person in a single accident $5,000 property damage insurance $5,000 medical benefits IF YOU OPERATE YOUR VEHICLE WITHOUT INSURANCE, YOU COULD FACE THE FOLLOWING FINES AND PUNISHMENTS: X A $300 fine for driving without auto insurance PUNISHMENT X A 90 day loss of your car's registration X A 90 day loss of your driver's license X Charges for the return of your vehicle registration X Charges for the return of your driver's license FINE X Impoundment of your car DETERMINING FACTORS IN YOUR AUTO INSURANCE RATES The limits of your coverage %24 Any optional coverage you purchased Your deductible Your car's make, model, and year Your driving record Your credit history Pennsylvania auto insurance companies may not use the following factors to determine your rates: age, race, religion, nationality or ethnicity, marital status, job, size of family, or place of residence. 2012 PENNSYLVANIA AUTO ACCIDENT STATISTICS 124,092 87,846 1,310 REPORTED ACCIDENTS REPORTED INJURIES REPORTED FATALITIES PENNSYLVANIA INSURANCE DISCOUNTS V MULTIPLE POLICIES MULTIPLE CARS SAFETY FEATURES (EX: AIRBAGS) PAID-IN-FULL STATUS GOOD DRIVER STATUS M GOOD STUDENT STATUS InsureDirect DRIVE YOUR RIDE FOR LESS For a free quote on Pennsylvania auto insurance, contact InsureDirect at 1-800-807-0762. Sources: http://www.insuredirect.com/pennsylvania-insurance, http://www.dmv.org/pa-pennsylvania/car-insurance.php, http://www.edgarsnyder.com/car-accident/car-accident-statistics.html. http://www.prweb.com/releases/auto/insurance/prweb9730144.htm http://www.insure.com/car-insurance/car-insurance-rates.html, http://www.automotive-fleet.com/channel/safety-accident-management/news/story/2011/04/study-shows-states-with-most-uninsured-motorists.aspx?prestitial=1, http://www.statisticbrain.com/uninsured-motorist-statistics/ Design by Francesco M Gambino