Auto Insurance Policy - Your Peace of Mind on the Road

Auto Insurance Policy Your Peace of Mind on the Road The Average American drives 34 hours Which 13,476 miles per year averages 37 miles in a day a year are spent in traffic jams With this much time spent on the road, it is important to make sure that you are protected whether you are going to work, school or on vacation Car insurance is required in all However, only 16% 50 states of drivers are actually insured Safety Security should be with you on the road Peace of Mind Auto insurance protects you and your family from the uncertainties of the highway When you purchase an insurance policy for your car, there are some basic coverages that help protect you from the financial curves in the road Bodily Injury Liability Protects you against damages for which you are legally responsible because of a covered auto accident that causes bodily harm, including death, to others Property Damage Liability Protects you against damages for which you are legally responsible because of a covered auto accident that causes damage to another person's property Medical Payments Coverage Pays expenses for necessary medical and funeral services for you, your family or others while riding in a covered vehicle when it is involved in an accident, regardless of who is at fault Uninsured Motorist Coverage Pays for damages arising from bodily injury to you and your resident family members when another driver is legally responsible for the auto accident and does not have bodily injury liability coverage, or their liability limits fall below state minimum requirements Underinsured Motorist Coverage Pays for damages arising from bodily injury to you and your resident family members when another driver is legally responsible for the auto accident and the at-fault driver has liability limits lower than the Underinsured Motorist Coverage limit on your policy Collision Coverage Pays for damage to your insured auto when you have a collision with another vehicle or object Other Than Collision Coverage Pays for accidental direct damage to your insured auto such as fire, theft, vandalism, breakage of glass and more Sources Life Store INSURANCE http://www.lifestoreinsurance.com/blog/?p=136 http://www.lifestoreinsurance.com/auto-insurance.php http://www.injuryinthecity.com/car-accident/unknown-and- interesting-car-insurance-facts-and-statistics/ www.lifestoreinsurance.com