How to Spot a Fake Check

HOW TO SPOT A 5 TIPS FOR SPOTTING FAKE CHECK FAKE CHECKS Stop accepting fake checks and learn about the five tips for spotting fake checks Here are some helpful tips to help with spotting fraudulent checks no matter what the type of check you’re accepting. DETERMINE THE ORIGIN OF THE CHECK If it is a check you were not expecting or is from a sender with whom you are unfamiliar, you should be suspicious of its validity. LOOK AT THE CHECK NUMBER IN THE UPPER RIGHT HAND CORNER AND SEE IF IT MATCHES THE LAST FEW DIGITS ON THE MICR LINE NAME 123- ACCOUNT NO. DATE PAY TO THE ORDER OF DOLLARS MOTNASLAL GEC FOR 1:125108366I: 123456789 3כ1 The MICR line is the long string of numbers that is at the bottom Check Number of the check. 3 STUDY THE FONT OF THE ROUTING NUMBER AND COMPARE IT WITH THE ROUTING NUMBER ON A GOOD CHECK NAME 123 ACCOUNT No. 1:12510836b: 1234 56789 123 Routing Number NAME 123 ACCOUNT No. FRAUD I: 125108366 : 3456789 123 Routing Number If you notice the font is significantly different, the check in question may be a fake. CHECK THE BACK OF THE CHECK AND VERIFY THAT IT HAS ALL THE THINGS THAT A CHECK SHOULD HAVE DOCUMENT ORIGINAL Every check will have an endorsment section on the back. The person depositing or chasing the check must sign in this area but not below the line that says "Do Not Write, Stamp or Sign Below This Line." RUN YOUR FINGER ALONG THE EDGES OF THE CHECK NAME. 123 ACCOUNT NO. DATE PAY TO THE TOTANASHAL FOR I:125108366: 123456789 123 Most high quality checks should have a perforated (glossy) edge. TIPS: 1. Visit http://www.fededirectory.frb.org/search.cfm enter the routing number in the search box and click "Search." The website with then tell you what financial institution is linked to that routing number, along with the city in which the financial institution is located. If this is not the same as the information printed on the check, it may be a fake check. 100 2. Call the bank that issued the check if you are still unsure about the check's validity. You can provide them with the routing number and account number, as shown in the MICR line. They can then tell you if it is a legit check. 3. Check the transparency of the check using a small LED light. It's best just to keep a small one with you at work for important checks so you can check them right away. If they are too thick or too thin, the checks may be fake. Seek action as soon as possible. Presented By: 3TROY 4- LO