How To Save More Money

RAMS SAVING %$4 HOW AUSTRALIANS ARE MONEY SOME INTERESTING FACTS ABOUT YOUR SAVINGS 7 OUT OF 10 AUSTRALIANS ARE SAVING MONEY EVERY MONTH SAVVIER SAVERS 58% OF YOUNGER AUSTRALIANS HAVE A HISA COMPARED TO $827.94 47% THE REST OF THE POPULATION IS THE AVERAGE SAVINGS PER MONTH AUSTRALIANS WITH A HIGH INTEREST SAVINGS ACCOUNT 29% M ORE HISA) SAVE 29% MORE THAN THOSE WITHOUT A HISA SPOT THE DIFFERENCE OVER A THIRD OF AUSTRALIANS DON'T KNOW THE DIFFERENCE BETWEEN A TRANSACTION ACCOUNT AND A SAVINGS ACCOUNT 51 HIGH INTEREST ACCOUNT HOLDERS SAVE MORE THAN 10% OF THEIR INCOME OF AUSTRALIAN SAVERS SAVE UP TO 10% OF THEIR INCOME MORE THAN HALF OF AUSTRALIANS ARE SATISFIED WITH THE WAY THEY SAVE MONEY 6 IN 10 AUSTRALIANS TRACK MONTHLY FEES 45% 43% PAY UP TO S10 P/MTH IN FEES DON'T PAY MONTHLY FEES 11% PAY MORE THAN $10 P/MTH IN FEES SACRIFICE SPENDING TО МЕЕТ THEIR SAVINGS TARGETS 73% 63% & OF WOMEN OF MEN OVER $5BILLION IN LOST INTEREST DUE TO SAVINGS SITTING IN LOW INTEREST ACCOUNTS 宜 血 宜 宜 % 2451 i-$5 + + SOURCES (1) The RAMS Savings Satisfaction Survey, May 2012, was conducted by CoreData and surveyed 1,087 Australians about their saving habits and preferences. (ii) CoreData cash report May 2012 (ii) If 38% (207bn) of 'lazy deposits' were moved into a high interest savings account, the newly accrued interest would be more than $5bn in earned savings (April 2012 Apra Data and CoreData cash report May 2012) RAMS. www.RAMS.com.au FOR A SMALL EFFORT, BIG GAIN - YOU CAN MAXIMIZE YOUR SAVINGS WITH RAMS' HIGH INTEREST SAVINGS ACCOUNT, THE RAMS SAVER You should read the terms and conditions available at RAMS.com.au and consider whether RAMS Saver is appropriate for you. RAMS Financial Group Pty Ltd ABN 30 105 207 538 AR 405465 distributes RAMS Saver as an authorised representative of the issuer, Westpac Banking Corporation ABN 33 007 457 141 AFSL 233714. NOIT7I8