Fix Your Finances

FIX YOUR FINANCES IN 2014 Interest rates set to rise in 2014, difficult times ahead for borrowers Mortgages, Home Insurance, Credit Cards, Personal Loans Pau off credit cards and personal loans as the rates are punitive Shop around for the best ISA deal, rates have dropped a lot Since they were first launched Compare different offers for house insurance and get a better deal Should you reduce your mortgage balance, put more into your pension or save in an ISA? Overpaying shortens the mortgage term and reduces the overall amount of interest you pay. For example, on a 25-year £150,000 mortgage with an interest rate of 3.5%. if you were to overpay by £50 a month you would save over £7800 in and four months earlierr and pay oft the mortgage two years to find an account paying 6% interest. To match this in savings you would need Overpaying at a time of rising house prices, will also reduce borrowers loan-to-value ratios, which should make it easier to switch to the more attractive deals later on. Reducing Your Mortgage Balance Value your property and Get a free, indicative, instant online property valuation report Whether you are a first-time buyer looking for a new mortgage or aiming to switch home loans at the end of a deal with an existing lender, you want to find the best option to meet your needs. That's not always as easy as it seems, with fewer loans available than at the height of the market and with lenders being more cautious about the amount they'Il lend and who they'll offer mortgages to You may value the security of a fixed rate, a simply want a cheap re-mortgage. First- time buyers may value no fees and a discount in the first couple of years, when cash is tight, and some homebuyers need a specialist product to suit their personal circumstances. All borrowers, regardless of personal status, want to be able to compare the best mortgages on fhe market and find out what might suit them best. Why use Whathouse.co.uk for your mortgage requirements? What's your property worth? Find out now Let our expert mortgage advisers find the right mortgage for you http://www.whathouse.co.uk WhatHouse?