7 Legal Tips for Holiday Shopping

7 LEGAL TIPS FOR HOLIDAY SHOPPING II II LegalShield With Black Friday and Cyber Monday just around the corner, consumers and retailers are ready to kick the holiday shopping season into high gear. Before you head out for the big sale or start shopping online, read these tips for safe and secure holiday shopping. LEGAL TIP 1 Understand your finances before going to the store or shopping online. It is easy to throw your budget or financial planning out the window when confronted by the newest gadget or a great sale, but it is important to set and follow a strict budget for your holiday shopping. Do not let eager sales staff or your own excitement sell you on products that are outside of your budget. SALE! NEW ARRIVALSI 75% OFF LEGAL TIP 2 Beware of retail credit cards or quick loan offers you cannot afford. Many lenders use the holiday cash crunch to attract borrowers. Do not sign up for any new credit cards or loans without reviewing the rates and terms carefully. Call your LegalShield provider law firm if you need any assistance. CREDT CARD W 2 46 YOU'RE APPROVED! LEGAL TIP 3 Know the retailer's return policy. S...* Many holiday retail disputes stem from misunderstanding over the return or refund policies. Make sure you read and understand the store policies before purchasing big-ticket items. Some returns will require costly restocking fees and some sale items may not be elible for returns. RETURN POLICY LEGAL TIP 4 Beware of service plans and warranties. $. ... Additional protection is offered as an add-on during checkout at many retailers. Before purchasing a protection plan or warrantee make sure you understand the terms, limitations and likelihood you will need the added protection. 5 YEAR WARRANTY LEGAL TIP 5 Shop online from trusted retailers. https://secureshop.com It's important to make sure you are on the correct website by checking the domain name in the browser. Sometimes unsolicited emails that link to products will actually direct you to scam sites designed to look like a trusted retailer. Make sure the website's checkout is also secure. The domain name at the top of your browser should contain https://. LEGAL TIP O Do your homework when using an unknown online retailer. ss and a working Make sure the company has a physical phone number. Run their name through a search engine to make sure they have a good reputation. BBB LEGAL TIP 7 Never pay for items purchased online with wire transfers or money orders. These types of payment offer no tracking or protection in the event of a scam. If you have any questions, please call your LegalShield provider law firm today. Brought to you by LegalShield www.LegalShield.com LegalShield SM