5 Tips for First Time Home Buyers

5TIPS Home Buyers ГIPS FOR FIRST TIME Check Your Credit Score (Repairing damaged credit takes time.) Evaluate Assets and Liabilities 2. (Are your payments up to date? Have a good idea of what is owed and what is coming in.) 3. Organize Documents (Pay stubs, W-2s, tax returns, bank statements.) Can You Afford It? (Calculate debt-to-income ratio and factor in a down payment to determine what you can afford) Decide which loan is best for you. 5. (Fixed Rate Mortgages FRM, Adjustable Rate Mortgages ARM) http:// w.bankrate.com/finance/mortgages/5-tips-for-first-time-home- uyers-1.aspx CastleCookeMortgage.com MORTGAO CASTLE& COO