2012 Holiday Infographic: Jump on the Savings Sleigh!

Jump on the SeSalinge Sleighl Avoid Debt with Smart Ways to Save for the lolidays *-$100 In 2011 consumers spent an average of $740.57 on holiday expenses 70% of Americans say the uwill impact their Credit Card economy opending plans Holidag opending hes increased an aderage of 3.5%, over the past 10 goare Holiday sales are expected to increase 4.196 this year to $586.1 billion Instead of changing your plans, koep your plans on track with creative ways to save and increase cash flow! your At an average cost of $245 for a cup of espresso, culting out your weekday morning espresso for 1 month will save about $50 or more. you At an average oost of $13.68 per person, taking leftovers to work for lunch instead of eating out forl month will save $273.60. you More Merry Ways to Save Get a parl-lime holiday job to generale more money! Retailers are expected to hire 585,000-625,000 seasonal employees in November and December. Sell some ilems online or on consignment. Use an online service like eBay or sell items you don't need any more to generate extra cash flow. Shop online wilth coupon codes. Consumers who use coupon codes on Black Friday and Cyber Monday save an average of $17.50 per purchase! Don't assume Black Friday sales are alwaye beller!l Check prices to make sure the Black Friday sale is really a sale. Studies show popular items sold as "sale" items can actually be as much as 59% more expensive. Shop pre-Black Friday sales. Many retailers offer deals before Black Friday, so you can shop through November and find better deals than the biggest shopping day of the year. Avoid wailing when shopping online. Early shopping means taking advantage of free ground shipping so you can avoid air shipping and rush shipping charges. Sources: [1] http://www.nrf.com/holidaysurvivalkit/2012/#/0 [2] http://www.statisticbrain.com/coffee-drinking-statistics/ [3] http://nrn.com/article/casual-dining-posts-modest-menu-price-uptick-2011 [4] http://www.cnpp.usda.gov/Publications/FoodPlans/2012/CostofFoodAug2012.pdf [5] http://www.prnewswire.com/news-releases/online-shoppers-can-average-1750-in-savings-on- each-purchase-with-couponcodescom-on-black-friday-and-cyber-monday-134483563.html [6] http://www.huffingtonpost.com/2012/10/08/black-friday-2012-deals-what-not-to-buy _n_ 1948328.html CONSOLIDATED CREDIT COUNSELING SERVICES, INC. When debt is the problem, we are the solution. Jump on the SeSalinge Sleighl Avoid Debt with Smart Ways to Save for the lolidays *-$100 In 2011 consumers spent an average of $740.57 on holiday expenses 70% of Americans say the uwill impact their Credit Card economy opending plans Holidag opending hes increased an aderage of 3.5%, over the past 10 goare Holiday sales are expected to increase 4.196 this year to $586.1 billion Instead of changing your plans, koep your plans on track with creative ways to save and increase cash flow! your At an average cost of $245 for a cup of espresso, culting out your weekday morning espresso for 1 month will save about $50 or more. you At an average oost of $13.68 per person, taking leftovers to work for lunch instead of eating out forl month will save $273.60. you More Merry Ways to Save Get a parl-lime holiday job to generale more money! Retailers are expected to hire 585,000-625,000 seasonal employees in November and December. Sell some ilems online or on consignment. Use an online service like eBay or sell items you don't need any more to generate extra cash flow. Shop online wilth coupon codes. Consumers who use coupon codes on Black Friday and Cyber Monday save an average of $17.50 per purchase! Don't assume Black Friday sales are alwaye beller!l Check prices to make sure the Black Friday sale is really a sale. Studies show popular items sold as "sale" items can actually be as much as 59% more expensive. Shop pre-Black Friday sales. Many retailers offer deals before Black Friday, so you can shop through November and find better deals than the biggest shopping day of the year. Avoid wailing when shopping online. Early shopping means taking advantage of free ground shipping so you can avoid air shipping and rush shipping charges. Sources: [1] http://www.nrf.com/holidaysurvivalkit/2012/#/0 [2] http://www.statisticbrain.com/coffee-drinking-statistics/ [3] http://nrn.com/article/casual-dining-posts-modest-menu-price-uptick-2011 [4] http://www.cnpp.usda.gov/Publications/FoodPlans/2012/CostofFoodAug2012.pdf [5] http://www.prnewswire.com/news-releases/online-shoppers-can-average-1750-in-savings-on- each-purchase-with-couponcodescom-on-black-friday-and-cyber-monday-134483563.html [6] http://www.huffingtonpost.com/2012/10/08/black-friday-2012-deals-what-not-to-buy _n_ 1948328.html CONSOLIDATED CREDIT COUNSELING SERVICES, INC. When debt is the problem, we are the solution.