Life Insurance & Marijuana

LIFE INSURANCE Å MARIJUANA Can marijuana smokers still qualify for life insurance? OVER 2 MILLION USE MEDICAL MARIJUANA AMERICANS WHERE IS MEDICAL MARIJUANA LEGAL? LEGAL |PENDING LEGISLATION *AS OF AUGUST 1, 2013 OVER 20 MILLION AMERICANS USE MARIJUANA FOR RECREATIONAL PURPOSES AT LEAST ONCE PER YEAR LIFE INSURANCE & MARIJUANA MYTHS: DENIED) MYTH #1: YOU CANNOT QUALIFY FOR LIFE INSURANCE IF YOU SMOKE MARIJUANA. Wrong! Standard non-smoker rates are available, you just have to find the right company for you. APPROVED MYTH #2: ADMITTING MARIJUANA USE WILL GET YOU INTO TROUBLE WITH THE LAW. Wrong! Hipaa laws don't allow any information to be shared with law enforcement agencies. SOME LIFE INSURANCE COMPANIES TREAT MARIJUANA SMOKERS AS "SMOKERS" AND CHARGE TOBACCO RATES TOBACCO RATES CAN BE 2-4 TIMES HIGHER THAN NON-SMOKER RATES $$$$ HOWEVER, IT IS POSSIBLE TO GET NON-SMOKER RATES. HERE'S HOW: Work with a life insurance agent who can help you find a life insurance company that will treat you fair. Be upfront and honest about your marijuana use. You gain credibility with your insurance company by being honest, and they are more likely to believe you when you tell them your usage habits. If you are dishonest about your usage and a urine test reveals marijuana use, they will be less likely to trust your explanations. FOR MORE INFORMATION ON HOW YOU CAN GET THE BEST RATES FOR LIFE INSURANCE, VISIT: ChooseTerm.com Saving Money on Life Insurance Rates SOURCES: http://medicalmarijuana.procon.org/view.resource.php?resourcelD-000881 http://medicalmarijuana.procon.org/view.resource.php?resourcelD-002481 http://www.chooseterm.com/life-insurance-for-marijuana-smokers/# http://www.rootfin.com/marijuana-life-insurance/ %24