Identity Theft

IDENTITY THEFT WHY YOU SHOULD BE WORRIED Identity Theft is a form of fraud that steals someone else's personal information to access private resources, such as medical records or bank accounts, and often leads to expensive consequences for its victims. THE NUMBER OF ADULT VICTIMS OF IDENTITY THEFT IN THE UNITED STATES FROM 2003 TO THE PRESENT: 64% 2009 11.1 MILLION 2008 9.9 MILLION 2007 8.1 MILLION 2006 8.4 MILLION of Americans are very or extremely concerned about 2005 8.9 MILLION 2004 9.3 MILLION being a victim of identity theft. 2003 10.1 MILLION |1.6 MILLION HOUSEHOLDS 1 IN EVERY 10 AMERICAN CONSUMER HAS BEEN A VICTIM OF IDENTITY THEFT. have had their bank accounts and/or debit cards COMPROMISED. THE POTENTIAL AMOUNT OF MONEY IN THE US AFFECTED BY 2009 FRAUDS AMOUNTS TO $54 BILLION (WORLDWIDE, BUSINESSES LOSE $221 BILLION YEARLY TO IDENTITY THEFT) THE AVERAGE AMOUNT TAKEN FROM EACH IDENTITY THEFT VICTIM AMOUNTS TO $4,841 (THAT'S ROUGHLY 3 MONTHS WORTH OF FULL-TIME WORK'S WAGES) THE OUT-OF-POCKET COST FOR THE VICTIM TO RESOLVE IDENTITY THEFT DAMAGE: $851 - $1,378 NEARLY 50% of victims learn of their identities being stolen within 3 months ABOUT 15% of victims don't learn of their identities being stolen for FOUR OR MORE YEARS 70% Percentage of victims that have difficulty removing negative information stemming from the theft from their credit reports. MOST COMMON METHODS OF STEALING IDENTITIES: OC SKIMMING INFORMATION FROM TRANSACTIONS "SHOULDER SURFING" WATCHING LOGIN CREDENTIALS OVER USERS' SHOULDERS PAPER MAIL THEFT HACKING COMPUTER NETWORKS AND DATABASES REDUNDANT IT EQUIPMENT DUMPSTER DIVING MADE IN A STORE 43% of victims knew the perpetrator who stole their identity. BUT IN SOME CASES, TO FULLY CORRECT THE DAMAGE DONE FROM 330 THE THEFT CAN TAKE UP TO HOURS 5,840 HOURS The average time it takes to repair (THAT'S EQUIVALENT TO WORKING A FULL-TIME the damage done by identity theft. JOB FOR TWO YEARS) 25 9 million Americans now carry identity theft insurance. HOW TO PROTECT YOURSELF AGAINST IDENTITY THEFT: PREVENT DETECT RESOLVE CRIMINAL ACCESS BY PROTECTING YOUR DOCUMENTS. UNAUTHORIZED ACTIVITY IN ALL YOUR ACCOUNTS. YOUR IDENTITY FRAUD COMPLETELY AND THOROUGHLY. When your SSN is requested, ask if you can provide alternate information Work through your bank and protection services provider to report problems immediately. Monitor bank accounts at least weekly Sign up for available mobile or email alerts Shred any sensitive paper documents by your institution Use available services to restore the Monitor credit reports to spot unauthorized activity Install anti-virus worthiness of your accounts and credit software and updated it regularly Always secure digital information behind passwords Take full advantage of your financial provider's loss ers of Turn off your phone's Bluetooth and Wifi when not in use Sources: http://en.wikipedia.org/wiki/ldentity_theft http://www.idthefteenter.org/artman2/publish/lib_survey/ITRC_2o08 Breach_List.shtmls http://datalossdb.org/statisties http://gigaom.com/2010/02/10/identity-theft-on-the-rise-survey/ https://www.javelinstrategy.com/uploads/files/1004.R_2010ldentity FraudSurveyConsumer.pdf http://www.spendonlife.com/guide/identity-theft-statisties Design by Sum Franada, Lines& Moodswings Creative www.Linesandmoodawings.com IDENTITY THEFT WHY YOU SHOULD BE WORRIED Identity Theft is a form of fraud that steals someone else's personal information to access private resources, such as medical records or bank accounts, and often leads to expensive consequences for its victims. THE NUMBER OF ADULT VICTIMS OF IDENTITY THEFT IN THE UNITED STATES FROM 2003 TO THE PRESENT: 64% 2009 11.1 MILLION 2008 9.9 MILLION 2007 8.1 MILLION 2006 8.4 MILLION of Americans are very or extremely concerned about 2005 8.9 MILLION 2004 9.3 MILLION being a victim of identity theft. 2003 10.1 MILLION |1.6 MILLION HOUSEHOLDS 1 IN EVERY 10 AMERICAN CONSUMER HAS BEEN A VICTIM OF IDENTITY THEFT. have had their bank accounts and/or debit cards COMPROMISED. THE POTENTIAL AMOUNT OF MONEY IN THE US AFFECTED BY 2009 FRAUDS AMOUNTS TO $54 BILLION (WORLDWIDE, BUSINESSES LOSE $221 BILLION YEARLY TO IDENTITY THEFT) THE AVERAGE AMOUNT TAKEN FROM EACH IDENTITY THEFT VICTIM AMOUNTS TO $4,841 (THAT'S ROUGHLY 3 MONTHS WORTH OF FULL-TIME WORK'S WAGES) THE OUT-OF-POCKET COST FOR THE VICTIM TO RESOLVE IDENTITY THEFT DAMAGE: $851 - $1,378 NEARLY 50% of victims learn of their identities being stolen within 3 months ABOUT 15% of victims don't learn of their identities being stolen for FOUR OR MORE YEARS 70% Percentage of victims that have difficulty removing negative information stemming from the theft from their credit reports. MOST COMMON METHODS OF STEALING IDENTITIES: OC SKIMMING INFORMATION FROM TRANSACTIONS "SHOULDER SURFING" WATCHING LOGIN CREDENTIALS OVER USERS' SHOULDERS PAPER MAIL THEFT HACKING COMPUTER NETWORKS AND DATABASES REDUNDANT IT EQUIPMENT DUMPSTER DIVING MADE IN A STORE 43% of victims knew the perpetrator who stole their identity. BUT IN SOME CASES, TO FULLY CORRECT THE DAMAGE DONE FROM 330 THE THEFT CAN TAKE UP TO HOURS 5,840 HOURS The average time it takes to repair (THAT'S EQUIVALENT TO WORKING A FULL-TIME the damage done by identity theft. JOB FOR TWO YEARS) 25 9 million Americans now carry identity theft insurance. HOW TO PROTECT YOURSELF AGAINST IDENTITY THEFT: PREVENT DETECT RESOLVE CRIMINAL ACCESS BY PROTECTING YOUR DOCUMENTS. UNAUTHORIZED ACTIVITY IN ALL YOUR ACCOUNTS. YOUR IDENTITY FRAUD COMPLETELY AND THOROUGHLY. When your SSN is requested, ask if you can provide alternate information Work through your bank and protection services provider to report problems immediately. Monitor bank accounts at least weekly Sign up for available mobile or email alerts Shred any sensitive paper documents by your institution Use available services to restore the Monitor credit reports to spot unauthorized activity Install anti-virus worthiness of your accounts and credit software and updated it regularly Always secure digital information behind passwords Take full advantage of your financial provider's loss ers of Turn off your phone's Bluetooth and Wifi when not in use Sources: http://en.wikipedia.org/wiki/ldentity_theft http://www.idthefteenter.org/artman2/publish/lib_survey/ITRC_2o08 Breach_List.shtmls http://datalossdb.org/statisties http://gigaom.com/2010/02/10/identity-theft-on-the-rise-survey/ https://www.javelinstrategy.com/uploads/files/1004.R_2010ldentity FraudSurveyConsumer.pdf http://www.spendonlife.com/guide/identity-theft-statisties Design by Sum Franada, Lines& Moodswings Creative www.Linesandmoodawings.com IDENTITY THEFT WHY YOU SHOULD BE WORRIED Identity Theft is a form of fraud that steals someone else's personal information to access private resources, such as medical records or bank accounts, and often leads to expensive consequences for its victims. THE NUMBER OF ADULT VICTIMS OF IDENTITY THEFT IN THE UNITED STATES FROM 2003 TO THE PRESENT: 64% 2009 11.1 MILLION 2008 9.9 MILLION 2007 8.1 MILLION 2006 8.4 MILLION of Americans are very or extremely concerned about 2005 8.9 MILLION 2004 9.3 MILLION being a victim of identity theft. 2003 10.1 MILLION |1.6 MILLION HOUSEHOLDS 1 IN EVERY 10 AMERICAN CONSUMER HAS BEEN A VICTIM OF IDENTITY THEFT. have had their bank accounts and/or debit cards COMPROMISED. THE POTENTIAL AMOUNT OF MONEY IN THE US AFFECTED BY 2009 FRAUDS AMOUNTS TO $54 BILLION (WORLDWIDE, BUSINESSES LOSE $221 BILLION YEARLY TO IDENTITY THEFT) THE AVERAGE AMOUNT TAKEN FROM EACH IDENTITY THEFT VICTIM AMOUNTS TO $4,841 (THAT'S ROUGHLY 3 MONTHS WORTH OF FULL-TIME WORK'S WAGES) THE OUT-OF-POCKET COST FOR THE VICTIM TO RESOLVE IDENTITY THEFT DAMAGE: $851 - $1,378 NEARLY 50% of victims learn of their identities being stolen within 3 months ABOUT 15% of victims don't learn of their identities being stolen for FOUR OR MORE YEARS 70% Percentage of victims that have difficulty removing negative information stemming from the theft from their credit reports. MOST COMMON METHODS OF STEALING IDENTITIES: OC SKIMMING INFORMATION FROM TRANSACTIONS "SHOULDER SURFING" WATCHING LOGIN CREDENTIALS OVER USERS' SHOULDERS PAPER MAIL THEFT HACKING COMPUTER NETWORKS AND DATABASES REDUNDANT IT EQUIPMENT DUMPSTER DIVING MADE IN A STORE 43% of victims knew the perpetrator who stole their identity. BUT IN SOME CASES, TO FULLY CORRECT THE DAMAGE DONE FROM 330 THE THEFT CAN TAKE UP TO HOURS 5,840 HOURS The average time it takes to repair (THAT'S EQUIVALENT TO WORKING A FULL-TIME the damage done by identity theft. JOB FOR TWO YEARS) 25 9 million Americans now carry identity theft insurance. HOW TO PROTECT YOURSELF AGAINST IDENTITY THEFT: PREVENT DETECT RESOLVE CRIMINAL ACCESS BY PROTECTING YOUR DOCUMENTS. UNAUTHORIZED ACTIVITY IN ALL YOUR ACCOUNTS. YOUR IDENTITY FRAUD COMPLETELY AND THOROUGHLY. When your SSN is requested, ask if you can provide alternate information Work through your bank and protection services provider to report problems immediately. Monitor bank accounts at least weekly Sign up for available mobile or email alerts Shred any sensitive paper documents by your institution Use available services to restore the Monitor credit reports to spot unauthorized activity Install anti-virus worthiness of your accounts and credit software and updated it regularly Always secure digital information behind passwords Take full advantage of your financial provider's loss ers of Turn off your phone's Bluetooth and Wifi when not in use Sources: http://en.wikipedia.org/wiki/ldentity_theft http://www.idthefteenter.org/artman2/publish/lib_survey/ITRC_2o08 Breach_List.shtmls http://datalossdb.org/statisties http://gigaom.com/2010/02/10/identity-theft-on-the-rise-survey/ https://www.javelinstrategy.com/uploads/files/1004.R_2010ldentity FraudSurveyConsumer.pdf http://www.spendonlife.com/guide/identity-theft-statisties Design by Sum Franada, Lines& Moodswings Creative www.Linesandmoodawings.com IDENTITY THEFT WHY YOU SHOULD BE WORRIED Identity Theft is a form of fraud that steals someone else's personal information to access private resources, such as medical records or bank accounts, and often leads to expensive consequences for its victims. THE NUMBER OF ADULT VICTIMS OF IDENTITY THEFT IN THE UNITED STATES FROM 2003 TO THE PRESENT: 64% 2009 11.1 MILLION 2008 9.9 MILLION 2007 8.1 MILLION 2006 8.4 MILLION of Americans are very or extremely concerned about 2005 8.9 MILLION 2004 9.3 MILLION being a victim of identity theft. 2003 10.1 MILLION |1.6 MILLION HOUSEHOLDS 1 IN EVERY 10 AMERICAN CONSUMER HAS BEEN A VICTIM OF IDENTITY THEFT. have had their bank accounts and/or debit cards COMPROMISED. THE POTENTIAL AMOUNT OF MONEY IN THE US AFFECTED BY 2009 FRAUDS AMOUNTS TO $54 BILLION (WORLDWIDE, BUSINESSES LOSE $221 BILLION YEARLY TO IDENTITY THEFT) THE AVERAGE AMOUNT TAKEN FROM EACH IDENTITY THEFT VICTIM AMOUNTS TO $4,841 (THAT'S ROUGHLY 3 MONTHS WORTH OF FULL-TIME WORK'S WAGES) THE OUT-OF-POCKET COST FOR THE VICTIM TO RESOLVE IDENTITY THEFT DAMAGE: $851 - $1,378 NEARLY 50% of victims learn of their identities being stolen within 3 months ABOUT 15% of victims don't learn of their identities being stolen for FOUR OR MORE YEARS 70% Percentage of victims that have difficulty removing negative information stemming from the theft from their credit reports. MOST COMMON METHODS OF STEALING IDENTITIES: OC SKIMMING INFORMATION FROM TRANSACTIONS "SHOULDER SURFING" WATCHING LOGIN CREDENTIALS OVER USERS' SHOULDERS PAPER MAIL THEFT HACKING COMPUTER NETWORKS AND DATABASES REDUNDANT IT EQUIPMENT DUMPSTER DIVING MADE IN A STORE 43% of victims knew the perpetrator who stole their identity. BUT IN SOME CASES, TO FULLY CORRECT THE DAMAGE DONE FROM 330 THE THEFT CAN TAKE UP TO HOURS 5,840 HOURS The average time it takes to repair (THAT'S EQUIVALENT TO WORKING A FULL-TIME the damage done by identity theft. JOB FOR TWO YEARS) 25 9 million Americans now carry identity theft insurance. HOW TO PROTECT YOURSELF AGAINST IDENTITY THEFT: PREVENT DETECT RESOLVE CRIMINAL ACCESS BY PROTECTING YOUR DOCUMENTS. UNAUTHORIZED ACTIVITY IN ALL YOUR ACCOUNTS. YOUR IDENTITY FRAUD COMPLETELY AND THOROUGHLY. When your SSN is requested, ask if you can provide alternate information Work through your bank and protection services provider to report problems immediately. Monitor bank accounts at least weekly Sign up for available mobile or email alerts Shred any sensitive paper documents by your institution Use available services to restore the Monitor credit reports to spot unauthorized activity Install anti-virus worthiness of your accounts and credit software and updated it regularly Always secure digital information behind passwords Take full advantage of your financial provider's loss ers of Turn off your phone's Bluetooth and Wifi when not in use Sources: http://en.wikipedia.org/wiki/ldentity_theft http://www.idthefteenter.org/artman2/publish/lib_survey/ITRC_2o08 Breach_List.shtmls http://datalossdb.org/statisties http://gigaom.com/2010/02/10/identity-theft-on-the-rise-survey/ https://www.javelinstrategy.com/uploads/files/1004.R_2010ldentity FraudSurveyConsumer.pdf http://www.spendonlife.com/guide/identity-theft-statisties Design by Sum Franada, Lines& Moodswings Creative www.Linesandmoodawings.com