The decreasing cost of home insurance

the DECREASINC home insurance COST =3% decrease 66 Don't be surprised to see double digit percentage increases in =5% increase Jersey thrash Guernsey!! Jersey in home insurance postcode lottery London SE the near future 99 Norwich Exeter Crewe Carlisle Postcodes can Telford i dramatically affect how much people pay for their home insurance premium 39 Stevenage Lerwick Guermsey Postal Regior/City Summer 2010 Spring 2011 Region/City % Uplift Summer 2010 Spring 2011 % Uplift Postal Area Area GY Guernsey £119.73 £158.33 32 24% JE Jersey £148.38 £129.71 -12.58% KW Kirkwall £125.22 £151.58 21.05% SE London SE £180.07 £167.43 -7.02% ZE Lerwick £131.78 £158.27 20.10% EC London EC £147.80 £137.65 -6.87% LD Llandrindod Wells £127.69 £144.13 1287% NR Norwich £134.12 £125.69 -6.29% SG Stevenage £140.29 £153.77 9.61% DT Dorchester £143.71 £135.10 -5.99% AL St Albans £154.43 £168.03 8.81% EX Exeter £137.80 £130.48 -5.31% TF Telford £137.86 £147.00 6.63% LE Leicester £150.82 £142.92 -5.24% DA Dartford £161.29 £171.48 6.32% IM Isle of Men £147.00 £140.00 -4.76% Suthend-an-Sea £171.66 £181.42 5.69% WS Walsal £146.47 £140.30 -4.21% CA Carlisle £139.54 £147.00 5.35% CW Crewe £153.30 £147.00 -4.11% A detailed look at buildings and contents insurance claims Contents Insurance Buildings Insurance Claim Buildings Contents Man Made Accidental 77.75% 47.65% Summer 2010 Man Made Malicious 7.08% 38.97% Natural 0.83% 0.11% | Unspecified 5.04% 10.64% I Weather Related 9.30% 2.63% Claim Buildings Contents I Man Made Accidental 69.82% 48.99% I Man Made Malicious 7.93% 39.79% Autumn 2010 I Natural 2.88% 0.06% Unspecified 4.95% 9.07% I Weather Related 14.41% 2.09% Claim Buildings Contents I Man Made Accidental 65.17% 58.22% I Man Made Malicious Winter 2010 3.94% 28.91% Natural 0.30% 0.01% Unspecified 7.26% 7.56% Weather Related 23.33% 5.29% Claim Buildings Contents IMan Made Accidental 71.97% 47.85% Spring 2011 Man Made Malicious 7.13% 37.72% Natural 0.66% 0.00% Unspecified 5.32% 12.78% Weather Related 14.93% 1.65% Brits and their possessions-Rulc Britannia! "Many are shunning more traditional savings routes, buying gold and antiques rather than stashing their money in the bank" Julie Fisher - Head of Home Insurance Over £188 million of Jewellery was insured in Spring 2011 Laptop I Bicycle Jewellery 18.9 Jewellery Bicycle Watches 21.8 ITelevisions IAudo equipmen. I Computer equipmen. PaintingWor 165 m Articles of 128 ml Antiques Jewellery 188 mil IPainting/Works of art IArticdes of gold I Cameras Bicycle Antiques IArticdes of precious metals 13.9 m I Curios IPhotographic equipment I Clocks Articles of sver I Stamp collection Comput. Watches 46.6 mil Audio equi. 14.8 m Data from the MoneySupermarket Monitor reveals the most frequently insured individual items by homeowners, in Spring 2011, áre laptops (42 per cent), bicycles (22 per cent) jewellery (19 per cent) Laptop OD equipment Ivideo equipment Curios Binoculars Televisions I Con collection IFurs Medal collection http://www.moneysupermarket.com/home-insurance/img/content-management/HomelnsuranceMonitor.pdf http://www.abi.org.uk/Media/Releases/2011/02/Insurers_helped_over_450000_customers_weather_the_December_2010_freeze.aspx