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The 6 Proven Ways Financial Advisers Add Value Infographic

THE WEALTH GUY PRESENTS THE 6 PROVEN WAYS FINANCIAL ADVISORS ADD VALUE 1 BETTER HABITS Left alone, investors often make choices that impair their returns and jeopardize their ability to fund their long-term objectives. BEHAVIOR GAP Investment Return Investor Return WHAT THE MARKET RETURNED VS THE RETURN YOU ACHIEVED OUR SERVICES Financial Plan Wealth Strategy Financial Cashflow Knowledge Budgeting SOURCE: Vanguard "Advisors Alpha", April 2013 2 BETTER DECISIONS Advisors, as behavioral coaches, can act as emotional circuit breakers in bull or bear markets by circumventing their clients' tendencies to chase returns or run for cover in emotionally charged markets. MONEY EMOTION EMOTION It is difficult to separate money from emotion Emotional decision making often leads to mistakes Strategic Reviews OUR SERVICES Proactive Adviser on Call Recommendations Source: Vanguard "Advisors Alpha", April 2013 3. BETTER TAX OUTCOMES We think in after tax returns. WHICH TAX DEDUCTIONS? WHICH TAX WHICH STRUCTURE? INVESTMENTS? $E Family Trust Property Wealth Building Expenses Company Shares Interest Superannuation Deduction Businesses Not All Investment Returns are Equal Long Term Capital Gain Tax Deferred Fully Franked Short Term Distribution Dividend Capital Gain Investment $25,000 $25,000 $25,000 $25,000 Return Tax (47% top rate, excluding medicare levy) $0 -$5,875 -$6,071 -$11,750 The Return to You After Tax $25,000 $19,125 $18,929 $13,250 Which return do you want? OUR SERVICES Virtual Accountant Investment Structuring Tax Aware Investments BETTER RETURNS A good financial advisor will be able to add 'about 3%' per year to your investment portfolio. 3% p.a. added value With Advice No Advice THE DIFFERENCE TO YOUR NEST EGG Example 5% Return Per Annum 8% Starting $50,000 Portfolio Balance $50,000 NO Advice $81,445 With Advice After 10 Years $107,946 $132,665 After 20 years $233,048 $216,097 After 30 Years $503,133 OUR SERVICES Dollar Cost Averaging Asset Allocation Investment Analysis SOURCE: Quantifying Vanguard Advisor's Alpha" March 2014 5 BETTER TIMING Investors making purchases in an overheated market need to recognize that it may often take an extended period for the value of even an outstanding company to catch up with the price they paid. Warren Buffett YOU WANT TO AVOID THIS Greed/Buy ...Repeat Until Broke! Fear/Sell OUR SERVICES Buy & Sell Recommendations Real Time Advice Stop Loss Management 6 BETTER RETIREMENT A retiree can expect to generate 22.63% more income in retirement when advised by a financial adviser. $140 $122.63 $120 $100.00 Value Added $100 $22.63 $80 Base Income Base Income $60 $100 $100 $40 $20 $0 Source: Morningstar, "Alpha, Beta, and Now...Gamma" 2013. OUR SERVICES Retirement Strategy Pension Income Estate Plan Strategy Isn't it about time you spoke to an expert? THE WEALTH GUY JAS JOSHUA STEGA WEALTH HELPING SUCCESSFUL INDIVIDUALS TURN THEIR MONEY INTO WEALTH MISTAKES

The 6 Proven Ways Financial Advisers Add Value Infographic

shared by Infobrandz on Aug 09
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There are 6 proven ways financial advisors add value and this infographic aims to discuss it. Better habits and better decisions are the first two ways which ensure that a financial advisor knows his ...

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Economy
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