13 Money-Saving Tips for 2013

Money-Saving Tips

for 2013





Are you able to cut cable?

Start streaming & save $730 in the first year, that's 71% cheaper than cable.



$86 Month

$1,32 Year Cable vs. $301 Year Stream



Roku 2 XD = $79 One Year

RCA HDTV Antenna = $29 One Year

Hulu+ = $96 Year

Netflix = $96 Year





Save green on the cost of caffeine

Brew at home & save $946 per year. That's 91% cheaper than buying coffee.



$1,40 Year Buy vs. $94 Year Brew

$1.80 Year

$1

$20 Year





It's always cool to carpool

Ride together & save $999 per year. That's 75% cheaper than driving.



Driving to work averages

Days = 22

Miles = 32

MPG = 20

Gas = $3.20



$1,344 Year Drive vs. $336 Year Carpool





Dry clean: Time to wean

Do it yourself & save $133 per year. That's 89% cheaper than dyr cleaning.



$150 Year Dry Cleaning vs $17 Year DIY

$17 at home dry cleaning product, 56 Garments





Have To forage to pay the mortgage?

Refinance & save up to $3,156 per year. That's 16% cheaper.



$300,000 Loan Amount $300,000

5% Interest Rate 3.5%

$1,610 Monthly Payment $1,347

$19,320 Year vs. $16,164 Year





Washing in hot is costing a lot

Wash cold & save $87 per year. That's 93% cheaper than washing hot.



$93.60 (.60 per load) Year Hot vs. Cold $6.24 (.04 per load) Year

3 Loads Year = 56 Loads Year





Does the gym leave your wallet slim?

Exercise at home & save $520 per year. That's 79% cheaper than the gym.



$55 Month

$660 Year Gym vs. $140 Year Home



Yoga Mat = $20 One Year

Yoga Blu Ray = $20 One Year

Yoga Ball = $25 One Year

Running Shoes = $75 One Year

Running = $0





Cost to smoke will leave you broke

Quit & save $708 per year. That's 66% cheaper than smoking.



$1,068 Year, $89 Month Smoke vs. $360 Year Quit



Patches

Lozenges

$30 Month





Send you electric bill downhill

Program your thermostat & save up to $180 per year. That's up to 10% cheaper.



Programmable Thermostat $75 One Year = $80 Government Estimated Energy Yearly Savings

Turn down thermostat 7-10 degrees for 8 hrs/day = 10% Year Savings





Is eating lunch costing a bunch?

Eat in & save $1,144 a year. That's 60% cheaper than eating out.



2.5 Women = $26 Year

4.5 Men = $46 Year

Avg 3.5 Men & Women = $37 Year



$1,924 Year Eating Out vs. $780 Year Pack

$15 Year





Stop being coddled by bottled water

Drink tap & save $205 per year. That's 91% cheaper than bottled.



$225 Year Bottles vs. $20 One Year Tap

167 bottle per person per year





A sure bet to consolidate debt

Interest savings can be up to $2,184 for a single year.



Average credit card debt per indebted household= $15,418



14.96% Avg APR

$346 Month vs. $154 Month

0% CC with 0% APR for months includes balance transfer





You will be fine without a landline

Go MagicJack & save $328 per year. That's 80% cheaper.



$34 Month vs. MagicJack $0 Month, $79 One Year





A savings total that will make you yodel

Total combined savings for the 13 money-saving tips



$11,244 It is never too late to start saving. We hope these money-saving tips help you to have a prosperous 2013! 13 MONEY-SAVING TIPS FOR 2013 ARE YOU ABLE TO CUT CABLE? SAVE GREEN ON THE COST OF CAFFEINE START STREAMING E SAVE $730 IN THE FIRST YEAR. THAT'S 71% CHEAPER THAN CABLE. BREW AT HOME E SAVE $946 PER YEAR. THAT S 91% CHEAPER THAN BUYING COFFEE. $1.80 $1,040 $94E $1,032= $79 = ROKU 2 XD ) = $29 $86 MONTH BUY VS • BREW $20 RCA HOTV ANTENNA 11) = $96 E $301E HULU+ $ 96 로 DRY CLEAN : TIME TO WEAN NETFLIX DO IT YOURSELF C SAVE S133 PER YEAR. THAT's 89% CHEAPER THAN DRY CLEANING. $150E DRY CLEAN $17E $17 IT'S ALWAYS COOL TO CARPOOL DIY VS AT HOME DRY CLEANING PRODUCT 56 GARMENTS RIDE TOGETHER E SAVE S998 PER YEAR. THAT'S 75% CHEAPER THAN DRIVING. DRIVING TO WORK AVERAGES 22 $1,344 :T HAVE TO FORAGE TO PAY THE MORTGAGE? DAYS $336 REFINANCE & SAVE UP TO $3,156 PER YEAR. THAT'S 16% CHEAPER. A = 32 CARPOOL $300,000 $300,000 MILES DRIVE VS 20 LOAN AMQUNT 5% 3.5% MPG $3.20 INTEREST RATE GAS $1,610 $1,347 MONTHLY PAYMENT WASHING IN HOT IS COSTING A LOT WASH COLD E SAVE S87 PER YEAR. THAT'S 93% CHEAPER THAN WASHING HOT. $19,320E VS $16,164 E $93.60 HOT VS COLD $6.24 (60 PER LOAD) (04 PER LOAD) DOES THE GYM LEAVE YOUR WALLET SLIM? 56 LOADS LOADS EXERCISE AT HOME E SAVE $520 PER YEAR. THAT'S 79% CHEAPER THAN THE GYM. $20 COST TO SMOKE WILL LEAVE YOU BROKE $55 CG YOGA MAT QUIT E SAVE S708 PER YEAR. THAT'S 66% CHEAPER THAN SMOKING. $20 $660E YOGA BLU RAY $1,068E $25 $360E PATCHES YOGA BALL $75 RUNNING SHOES QUIT LOZENGES $89 SMOKE VS $140E $30 ЧОМЕ RUNNING SEND YOUR ELECTRIC BILL DOWNHILL PROGRAH YOUR THERMOSTAT E SAVE UP TO $180 PER YEAR. THAT'S UP TO 10% CHEAPER. IS EATING LUNCH COSTING A BUNCH? G- $75- $180 EAT IN E SAVE $1,144 A YEAR. THAT'S 60% CHEAPER THAN EATING OUT. PROGRAMMABLE THERMOSTAT GOVERNMENT ESTIMATED ENERGY YEARLY SAVINGS $1,924E $780E TURN DOWN THERMOSTAT 7-10° FOR 8 HRS/DAY 10% $26 SAVINGS PACK $15 EATING VS OUT STOP BEING CODDLED BY BOTTLED WATER $46 DRINK TAP E SAVE $205 PER YEAR. THAT'S 91% CHEAPER THAN BOTTLED. ANG TT $37 = $225E BOTTLES $20 167t CC A SURE BET TO CONSOLIDATE DEBT TAP BOTTLES PER PERSON PER YEAR INTEREST SAVINGS CAN BE UP TO $2,184 FOR A SINGLE YEAR. = 10 BOTTLES AVERAGE CREDIT CARD DEBT PER INDEBTED HOUSEHOLD = $15,418 YOU WILL BE FINE WITHOUT A LANDLINE $346 $154 60 MAGICJACK E SAVE $328 PER YEAR. THAT'S 80% CHEAPER. VS MAGICJACK 14.96% 0% $34 $O $79 AVG APR CC WITH 0% INTRO OFFER APR FOR 15 MONTHS INCLUDES BALANCE TRANSFER VS A SAVINGS TOTAL THAT WILL MAKE YOU YODEL TOTAL COMBINED SAVINGS FOR THE 13 MONEY-SAVING TIPS $11,244 IT IS NEVER TOO LATE TO START SAVING. WE HOPE THESE MONEY-SAVING TIPS HELP YOU TO HAVE A PROSPEROUS 2013! SPONSORED BY IN PARTNERSHIP WITH- Quicken Loans Engineered to Amaze BECKON SOURCES NPO.COM - BGR.COM - DALYFINANCE.COM - ACCOUNTINGPRINCIPALS.COM - STATISTICERAIN.COM - ABCNEWS.GO.COM - HOMES.YAHOO.COM - WORLDPROPERTYCHANNELCOM GUMAUCTIONS.COM - BLOOMBERG.COM - ENERGYSTAR.GOV - ENERGY.GOV - HARRISINTERACTIVE.COM - FREEMONEYFINANCE.COM THE ATLANTIC.CO - FORBES.COM - NEROWALLET.COM - CREDITCARDS.COM - BANKRATE.COM ONE TINE ONE TIME ONE TIAE