Top Users Of Kansas City Bankruptcy Lawyer Services
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A lot of people have misconceptions about the reasons people need to file for bankruptcy, and who files the most. Unfortunately, a lot of people put off looking into help because they are afraid they ...
will be categorized and stigmatized. Put your stereotypes out of your mind and consider the facts. In truth, delaying a visit to a Kansas City bankruptcy lawyer does little but keep you from getting out of debt, and stretches out the amount of time you spend under stress and financial strain. To the surprise of many, bankruptcy is a necessity for people from all walks of life, with a wide variety of financial situations and a story that led them to the point where they are currently.
Just because you’ve made a mistake doesn’t mean you don’t deserve another opportunity. Your future can be different regardless of what landed you in the financial spot you are currently. More and more people who are filing for bankruptcy are older, more responsible and married. Even though you try to plan for the future, you can’t know exactly what is in store for you. A financial crisis can not always be saved for or predicted. While some have simply been irresponsible with finances, there are many others who prepared as much as they could, and were still caught off guard by unforeseen circumstances.
Men and women file for bankruptcy at a near even ratio, with the numbers being 48 men to 52 women respectively. In the past few years, there has also been a rise in married couples needing to file for bankruptcy. In 2010, the breakdown for marital status showed that 64 percent of people who filed for bankruptcy were married, 17 percent were single, 15 percent divorced, and just 3 percent were widowed. Marriage often increases debt and financial burdens. While it may make you more responsible, it can also increase the amount of stress you take on. People try their best to plan for the worse. However, it doesn’t always pan out the way people think it will.
Having a great education doesn’t necessarily mean you won’t hit financial struggles at some point. Most of the people who filed in 2010 had a high school education. The statistics were 36 percent. A full 29 percent had some college education, and 20 percent had a bachelors degree or higher. In four years, those with higher educations who filed has spiked tremendously. The numbers have risen by 16 percent. The moral of the story is that those from all backgrounds and walks of life find themselves in need of help from time to time.
Income was shown to influence bankruptcy filings. Around 60 percent of all bankruptcy filings were given to people who made less than $30,000 a year. There was a four percent rise in the number of people who made over $60,000 and filed for bankruptcy. More money is a big help in keeping up with living expenses. But it can’t help with every financial need, especially unexpected ones. There’s no reason to feel ashamed or put off talking with a bankruptcy lawyer in Kansas City. Regardless of who you are, how much you make, or how prepared you tried to be, help is there when you need it most. Don’t hesitate.
Kentner Wyatt, LLC
435 Nichols Rd #200
Kansas City, MO 64112
(816) 527-0010
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