SMALL LOANS CAN MAKE BIG BUSINESSES

MOST US BUSINESSES ARE SMALL SMALL LOANS CAN MAKE ITS REALLY HARD FOR SMALL BUSINESSES OF WHICH: BUSINESSES TO ACQUIRE LOANS BIG BUSINESSES businesses have 5 or lower employees (person vector) • Demand for loans surpasses availability Startup and new businesses are less likely get approved • Lenders requiring for collateral & personal 85% guarantee • Higher interest rates and short repayment terms of all employees work for small businesses (staff) 28.6 million people 25% 60% of loan applications are surveyed $100.000 or less A transporter can buy new truck A restaurant can remodel its location Biggest obstacles in small business growth 40% Access to Working Capital Ability Strategic Business Planning Government Regulations 15% 14% 30% 20% 20% MERCHANT 13% 15% Technology Financial Management 10% 8% ADVISORS $ 10 K $10K - $20K $25K - $60K $60K - $100K A florist can buy new location A doctor can upgrade its tools TODAY'S SMALL BUSINESSES ARE LENDING FIRMS NEED TO PROVIDE TOMORROW'S BIG BUSINESSES MORE LOANS TO BUSINESSES • Loans are credit unions' primary income source. 62% % Loan Applications are Women Businesses Whether you're planning a renovation, buying inventory or $ $ $ %$4 $. simply filling a financial gap, Merchant Advisors goal is to help you get you the funding at affordable cost. 55% Loan Applications are from Minority Business Owners $ SMALL LOANS 60% Loan Applicants have income lower than 60% of the HUD Median BIG BUSINESSES TO GET STARTED APPLY TODAY EASY BUSINESS FUNDING www.ONLINECHECK.COM %24 %24