Life of Young Successful

YOUNG 26 YEARS OLD WHEN HIRED AND APPOINTED BRANCH MANAGER DATE 6-03 EX 14, P 5145 INEXPERIENCED LICENSED 2.5YRS, ONE YR AS TRAINEE, AND ONE YEAR IN A BANK SETTING; NEVER SUPERVISED ANYONE; NO SUPERVISORY LICENSE WHEN HE BECAME BRANCH MANAGER DATE 6-03 EX 14, P 5152; EX 18, P 008; EX 18 P 010 FAILED EXAMS. FAILFD FAILED SERIES 7 AT MERRILL LYNCH (2000); FAILED SERIES 31 AT DEAN WITTER 2001); DATE 6-11-03 EX 14, P 5146, 5153 4-15 (A12 Ai A2 2004 AUDIT: 12 COMPLIANCE VIOLATIONS IN 2004 12 AREAS REQUIRING CORRECTIVE ACTION All A3 AUDIT 2004 A10 A4 (Aa A5 EX 15, DATE P 5123 4-27-04 As A1 16 LATE RESPONSE TO AUDIT VIOLATIONS Ai A2 All A3 VAUDIT A10 DUE BUT NOT RECEIVED UNTIL 7-8-04 (A4 (A9 A5 DATE As A6 6-18-04 A7 EX 15, P 5125-26 AI) A2 17-26 All 2005 AUDIT: A3 AUDIT 2005 11 AREAS REQUIRING CORRECTIVE ACTION INCLUDING REPEAT VIOLATIONS A10 A4 (Aq A5 DATE EX 15, 11-7-05 As Ar P 5127 LATE RESPONSE TO AUDIT VIOLATIONS 27 AI A2 All A3 DUE BUT NOT RECEIVED UNTIL 1-20-06 A1D A4 (A9 A5 DATE EX 15, P 5130 12-15-05 As A7 A6 A2) 28-36 A8 2006 AUDIT: ЛUDIT /2006 8 AREAS REQUIRING CORRECTIVE ACTION INCLUDING REPEAT VIOLATIONS A1 DATE A4 EX 15, P 5131 11-9-06 AG A5 37-180 144 EMAILS TO/ FROM/ CC BEN DANIELS EX 13 DATE 7-06 / 5-07 181 FUNDS WIRED TO GRIFPHON $. FROM RJFS DIRECTLY TO GRIFPHON "TO PURCHASE A FUND"; MARS REPORT GENERATED AND IGNORED DATE 4-30-07 EX 5, EX 25 182 DANIEL'S RETIRES AT 30 YRS OLD DATE 5-3-07 EX 8, , P 6552