Get Ahead Of Auto Insurance..... Before It Gets Hold Of You

GET AHEAD OF AUTO INSURANCE. BEFORE IT GETS HOLD OF YOU Auto insurance is required by law, and it's an investment that you should make to protect yourself and your future from the unexpected. =====================: THINGS TO CONSIDER WHEN CHOOSING AN AUTO INSURANCE COMPANY When you're shopping for auto insurance, you're often faced with a lot of choices. You know you have to have car insurance to drive, but apart from the required coverage, there are options. How do you know what coverage is best for you? HOW MUCH The biggest item to consider in terms of coverage needs is COVERAGE collision insurance. This is a must for most people, but if your car isn't worth all that much, it may be a smart move to go without collision. DO YOU REALLY NEED? Statistically, people with poor credit ratings are more likely to YOUR file a claim. Insurance companies know this, and they raise their rates accordingly for RATING customers they view it as high risk. CREDIT SCORE CREDIT WHAT When it comes to picking the right DISCOUNT insurance policy, the magic word is ARE YOU "discounts." Getting an agent on the phone or meeting with one in person is the best way to find out what discounts insurance companies offer. DISCOUNTS ELIGIBLE FOR? PREFERRE CUSTOMER The evil twin of the discount is the hidden fee. Many people believe HIDDEN insurance companies charge more if your car is red. This is a myth. However, they will often charge you more if your marital status is "single" or "divorced." FEES MOST AND LEAST EXPENSIVE STATES FOR INSURANCE LEAST MOST MAINE NORTH DAKOTA SOUTH DAKOTA WISCONSIN NEW YORK RHODE ISLAND IDAHO CONNECTICUT NEBRASKA lowA NEw JERSEY D.C. INDIANA DELAWARE MARYLAND KANSAS SOUTH CAROLINA FLORIDA LOUISIANA Teenagers have the highešt premium at around $2100 a year, 33% more than the national average CONCLUSION You should also consider where you live, work or go to school. Are you concerned that your car may get stolen or vandalized? Weigh áll these thíngs when choosing your insurance plan. You can easily increase your coverage if necessary. Senior citizens only pay around $1300 per pyear Resources: http://autocricket.com/blog/experts-guide-to choosing-car-insurance http://www.thehartford.com/auto-insurance/ http://www.chicagotribune.com/classified/automo car-insurance-choice-20120217,0,731240.story Seniors Teenagers