Travelling Uninsured - Are you Brave Enough to take the Risk?

TRAVELLING UNINSURED Are you. a brave enough to take the rish? IS BUYING TRAVEL INSURANCE WORTH IT? It's a question everyone has asked when planninga quick trip abroad. What really could go wrong? The reason you should purchase travel insurance is to protect against unforeseen and potentially expensive circumstances. Holidaysafe.co.uk gives you the facts: Holidaysafe insures thousands of travellers and holidaymakers every month, of these travellers: aif 8% have suffered a holiday disaster and made a claim, 2,149 cancelled their holiday in the past 12 months due to illness or medical emergency. WHAT CAN GO WRONG? A Holidaysafe Single Trip policy for a family of four travelling to Disneyland USA for five days starts from just £28.12* - but why do you need it? *Price based on a Standard Single Trip policy, with a family of two adults aged 18-35 and two children under 18 travelling to the USA for five days. What can go wrong? If your trip is cancelled because of unforeseen circumstances - for example if your children catch a virus, you won't be refunded without insurance, especially if you paid for the flights and hotel separately via the internet. STOP £5,000 Over 12 hours - the amount of time around 300 Holidaysafe.co.uk customers (over the past year) spent waiting for delayed flights. If you're delayed for over 12 hours, travel insurance can step in to help reimburse the costs. Those uninsured travellers who get stuck at the airport literally eat into their spending money, paying for food, drinks and reading materials to pass the time. £150 Missing a plane is annoying, especially if you were delayed because your car broke down, or public transport was delayed. Booking a new flight at the last minute can be very expensive, and take a day off your holiday. - £1,500 Medical emergencies are the scariest holiday disaster to affect any traveller, either insured or uninsured. It can be frightening and expensive to seek out medical treatment - especially if no one speaks your language. If you are uninsured you may get stuck for days or weeks in poor hospital conditions, relying on the charity of family and friends to get you home. This is where your insurer's emergency medical helpline comes in - to provide help, advice, and make sure you get the treatment you need. A child with a simple case of chicken pox on holiday in the USA could incur huge medical and other bills in excess of: $2,000 for $1,000 for $2,000 for $500 $2,000 for transport to and from hospital new flights to an overnight paediatric admission tests and additional hotel prescription drugs stay return home - $7,500 t. Many holidaymakers, who travel abroad without insurance or buy cheap travel insurance cover without reading the policy wordings, often find themselves in real trouble. So they rely on friends and family to raise money via social media sites to get them treatment or get them home. Don't rely on charity; rely on your insurance provider! 1,106 Holidaysafe.co.uk customers claimed for lost, stolen or damaged possessions. Without adequate insurance, replacing iPads, sunglasses or handbags comes out of your own pocket. - £1,000 MOST POPULAR CLAIMS 47% MEDICAL - BOTH HOSPITALISATION AND EMERGENCY ASSISTANCE 33% LOST OR STOLEN POSSESSIONS 13% CANCELLATION 7% DELAYS IF YOU'RE IN AN EMERGENCY SITUATION: IF YOU NEED TO CLAIM: Contact the emergency services by calling • 112 or the local equivalent, or seek medical Before you leave your destination, gather any • applicable evidence to support your claim. For example, if you've suffered a theft get a police report, if you've faced medical issues, obtain a medical report. attention. Contact your travel medical helpline as soon as possible; they will be able to liaise with doctors plus offer help and advice. er's emergency Contact the claims department as soon as possible to seek advice and to obtain a claim form. If you're travelling in Europe, make sure you show the doctor your EHIC. Complete the claim form as fully and accurately as possible, providing all the evidence and information required, for example receipts. • Never surrender your passport to anyone. Always read your policy wording thoroughly, to make sure you understand exactly what is and isn't covered. www.holidaysafe.co.uk Bought to you by: h liday safe C 0845 658 0570 y @holidaysafe f facebook.com/holidaysafe