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Who Needs SR22 Insurance?

How Illinois SR-22 Works presented by: LINCOLN INSURANCE AGENCY In Ilinois, drivers with suspended or revoked licenses are required to carry an SR-22. The SR-22 is a document that proves you have an insurance policy, and is not itself an insurance policy. SR-22 ORIGINAL omiciai e O.. FINANCIAL RESPONSIBILITY FORM Name Insured C Number Drwer' La Huner B D inay Naner Effective From Current Policy Number This certification is effective from 11-28-01 terminated in accordance wich the financial responsibility laws and regulations of this State. The insurance hereby certified is provided by an: a OWNER'S POLICY: Applicable to (4) the fullowing described vehicle(s). ment(s) thereof by similar classification, and (c) any additionally acquired vehicles of similar classification for a period of at leas 30 days from the daie of acquisition. Maat Te r Nare naon Nuder and continues until cancelled on O OPERATOR'S POLICY: Applicable to any nun-owned vehicle. FINANCIAL RESPONSIBILITY INSURANCE CERTIFICATE The company signatory hereso hereby centifies that it has issued 10 the above named insured a mosor vehicle iability 4 by the financial responaibility laws of this State, which policy is in effect on the effective date of this centificate. Name of Inaurance Co. Date What are the Different Forms of an SR-22? An SR-22 certificate can be issued by an authorized insurance company in one of the following forms: Operator's Certificate: Covers the driver of a non-owned vehicle Covers the vehicle the driver owns Owner's Certificate: Covers all vehicles owned and non-owned by the driver Operator-Owner's Certificate: Who Needs an SR-22? Illinois drivers wanting to reinstate their license after losing it for one of these reasons probably need an SR-22... STOP Another moving violation resulting in suspension Driving Without Insurance DUI/DWI Reckless Driving How Long is an SR-22 Needed? The time requirement for an SR-22 can vary, but generally... or 5 years following a DUI conviction З уears Renewing an SR-22 Certificate There are requirements for renewing your SR-22 insurance... 45 days in advance of expiration - if not, you risk further suspension 12 11 10 2 3 15 days in advance or expiration - if not, your insurance agency is required by law to notify the Šecrétary of State 6 5 Alternatives to SR-22 Insurance There are a few ways to get around SR-22 insurance... Deposit $55,000 in cash or securities with the Illinois State Treasurer File a surety bond File a real estate bond approved by a court of record presented by: LINCOLN INSURANCE AGENCY

Who Needs SR22 Insurance?

shared by LincolnAutoInsurance on May 09
SR22 Insurance is required by law in states like Illinois for drivers looking to reinstate their revoked license. It's a certificate that proves the owner and operator of the automobile has an insuran...


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