How Your FICO Score Impacts How Much More You Pay

How Much More You Pay $644,400 How Your FICO Score Impacts Home Loan $105,840 $300,000 National Avg. 30 ΥEAR Fixed Mortgage (360 Months) $606,960 $68,400 $578,520 S39,960 $564,480 620-639 FICO 5.956% APR 640-659 FIco 5.410% APR $552,960 $25,920 660-679 FICo 4.980% APR 680-699 FICO 4.766% APR $14,400 $538,560 720-759 FICOo 4.589% APR 760-850 FICO 4.367% APR How much will you pay with a score below 760? 620-639 640-659 HERE'S HOW IT BREAKS DOWN 660-679 680-699 5.956% 720-759 5.410% 760-850 4.980% 4.766% $1,790 SCORE $1,686 4.589% $1,607 $538,560 $552,960 $564,480 $578,520 $606,960 $644,400 $25,920 4.367% $1,568 APR $1,536 $1,496 Avg. Monthly Payment $39,960 $68,400 $105,840 Total Cost $14,400 Source: Informa Research Services as of January 19, 2011 Additional Cost