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How to Budget Your Life in Under and Hour

HoW TO BUDGET YOUR LIFE IN UNDER AN HOUR This nifty printable budget makes tracking your monthly expenses seem like a walk in the park. And it's so simple you'll be done in a flash. Before you get started, here's a little hint: Not every category will apply to you, so you don't need to be shy about writing in zeroes where appropriate. The more the merrier! MONTHLY INCOME After taxes, how much money do you have coming in each month? (Hint: include income from pension, savings and investments) HOUSING COSTS Rent/Mortgage Utilities Electric Gas/Oil Water/Sewer Phone (landline/mobile) TV (cable/satellite) Internet Council Tax Other (second mortgage, home repairs, etc.) RUNNING TOTAL TRANSPORT COSTS Petrol Car Payments/Maintenance Other (tube, bus, etc.) RUNNING TOTAL INSURANCE COSTS Home Car Health Other (disability, life, etc.) 3. RUNNING TOTAL PERSONAL & HOUSEHOLD COSTS Groceries Clothes Toiletries/Makeup Cleaning Supplies Other (haircuts, laundry, etc.) RUNNING TOTAL FAMILY COSTS Medical Expenses (dental, optical, prescription medication, etc.) School Tuition/Fees Day Care/Nanny Pet Supplies/Vet Bills Other (e.g. child support) RUNNING TOTAL LEISURE COSTS Eating Out Shows (cinema, sports, concerts, theatre, etc.) Cigarettes/Alcohol Other (music, magazines, holidays, etc.) RUNNING TOTAL DEBT PAYMENTS Credit Card 1 Credit Card 2 Student Loans Other Loans/Credit Cards £. RUNNING TOTAL MONTHLY INCOME TOTAL EXPENSES DISCRETIONARY INCOME 3. If you're in the black - brilliant! You manage your money responsibly and even have a few pounds left over for savings. Keep up the good work! POUNDS to POCKET"

How to Budget Your Life in Under and Hour

shared by PoundstoPocket on Jul 13
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Learning how to budget can take awhile. But it doesn’t have to! Learn how to budget your life in under an hour with this nifty printable budgeting worksheet.

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