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How to survive the Christmas holidays in Bankruptcy?

NADER & BERNEMAN BANKRUPTCY DURING CHRISTMAS HOLIDAYS CHRISTMAS AT THE DOORSTEP There is rise in your credit card bills during festivities. But how much do you spend depends solely on you, For people who are already in debt, the Christmas holidays can be a stress. THE TYPE OF BANKRUPTCY Chapter 7 vs 13 Chapter 13 helps to re-organize your debts, which means some debts can be renegotiated with lenders. Chapter 7 eliminates unsecured debts like Credit Card bills, Medical Bills etc. WHEN TO FILE Before or After Christmas If you got free from bankruptcy before Christmas, you might not get credit or may have to pay high interest rates because of the low credit score, But if you are not monitoring your expenses, you may get into more problems. If you are filing for chapter 7 after Christmas, your credit card bills will vanish. If you are filing for chapter 13, you may get a limited time to pay your bills. WHAT IS THE RIGHT CHOICE If you are someone with unbearable debts, bankruptcy may be the right choice. You just have to decide when and what are you going to file for. You may get in touch of an experienced attorney if you can't decide by yourself. NADER & BERNEMAN LA T T ORNEYS AT L f t

How to survive the Christmas holidays in Bankruptcy?

shared by lawfirmnader on Dec 07
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Christmas holidays are about fun and enjoyment, but what if someone is stuck with bankruptcy? Lets see how to survive Christmas holidays in Bankruptcy

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