5 Steps in Filing Bankruptcy
5 STEPS In FILING BANKRUPTCY By: Jeffrey Cancilla Required by the 2005 Bankruptcy Act Your income and expenses will be evaluated if you qualify to file Chapter 13. 2nd 1st DES XXX UNDER REVIEW XXX You are required to undergo a credit counseling within 6 months before filing for bankruptcy relief XXX ...... Зrd You must record the following: a.) Your current income sources; major financial transactions for the last two (2) years. b.) Monthly living expenses. c.) Debts whether secured and unsecured. d.) Property, it can be all assets and possessions, not just real estate. e.) Other than being mentioned above, you should also collect your tax returns for the last two years. f.) Deeds to any real estate you own, g.) Your car titles. h.) Documents for any loans you may have. PETITON 5th 4th Lastly, you need to file a two-page petition and some other forms at your district bankruptcy court. You should verify which property(s) you believe are excused from seizure based on the California exemptions. The forms are: schedules, description of your current financial status and description of recent financial transactions (within the last two years). Jeffrey A. Cancilla Esq. USA - 949-242-4547 Shanghai Mobile: 131-2780-1639 INIKINI ww
5 Steps in Filing Bankruptcy
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