Making Home Affordable

STRUGGLING WITH YOUR MORTGAGE PAYMENTS? YOU ARE NOT ALONE 4 MILLION HOMEOWNERS ARE FACING FORECLOSURE 1 in 14 T11¶IT U.S. HOMEOWNERS HAS FALLEN BEHIND ON MORTGAGE PAYMENTS MAKING HOME AFFORDABLE® A FREE GOVERNMENT PROGRAM, CAN HELP HOMEOWNERS REDUCE RECEIVE RESUME %24 PAYMENTS RELIEF MONTHLY MORTGAGE WHILE LOOKING FOR WORK REFINANCE AT TODAY'S LOW RATES AVOID FORECLOSURE WITH A SHORT SALE FOR SALE LOW RATES O GET MORTGAGE HELP ON RENTAL PROPERTIES NEARLY TOP REASONS FOR 1.3 MILLION HOMEOWNERS FALLING BEHIND ON MORTGAGE PAYMENTS 9 REDUCTION IN INCOME INCREASE IN EXPENSES CREDIT CARD DEBT DIVORCE OR SEPARATION HAVE BEEN HELPED I ILLNESS OR DEATH OF SPOUSE THROUGH MHA MODIFICATIONS MHA CAN HELP 546 iii REDUCE MORTGAGE PAYMENTS BY ABOUT A MONTH MHA MODIFICATIONS MAY INCLUDE: TERM PRINCIPAL REDUCTION INTEREST RATE REDUCTION EXTENSION ACT NOW! CALL 888-995-HOPE (4673) Ad TO RECEIVE FREE EXPERT ONE-ON-ONE ADVICE Council 24 HOURS A DAY/ 7 DAYS A WEEK MAKING HOME AFFORDABLE.GOV i Source: Based on 60+ day delinquency and foreclosure data from 4th quarter 2012 MBA National Delinquency Survey ii Source: Based on 30+ day delinquency data from 4th quarter 2012 MBA National Delinquency Survey ii Source: Making Home Affordable@ Program Performance Report Through February 2013 STRUGGLING WITH YOUR MORTGAGE PAYMENTS? YOU ARE NOT ALONE 4 MILLION HOMEOWNERS ARE FACING FORECLOSURE 1 in 14 T11¶IT U.S. HOMEOWNERS HAS FALLEN BEHIND ON MORTGAGE PAYMENTS MAKING HOME AFFORDABLE® A FREE GOVERNMENT PROGRAM, CAN HELP HOMEOWNERS REDUCE RECEIVE RESUME %24 PAYMENTS RELIEF MONTHLY MORTGAGE WHILE LOOKING FOR WORK REFINANCE AT TODAY'S LOW RATES AVOID FORECLOSURE WITH A SHORT SALE FOR SALE LOW RATES O GET MORTGAGE HELP ON RENTAL PROPERTIES NEARLY TOP REASONS FOR 1.3 MILLION HOMEOWNERS FALLING BEHIND ON MORTGAGE PAYMENTS 9 REDUCTION IN INCOME INCREASE IN EXPENSES CREDIT CARD DEBT DIVORCE OR SEPARATION HAVE BEEN HELPED I ILLNESS OR DEATH OF SPOUSE THROUGH MHA MODIFICATIONS MHA CAN HELP 546 iii REDUCE MORTGAGE PAYMENTS BY ABOUT A MONTH MHA MODIFICATIONS MAY INCLUDE: TERM PRINCIPAL REDUCTION INTEREST RATE REDUCTION EXTENSION ACT NOW! CALL 888-995-HOPE (4673) Ad TO RECEIVE FREE EXPERT ONE-ON-ONE ADVICE Council 24 HOURS A DAY/ 7 DAYS A WEEK MAKING HOME AFFORDABLE.GOV i Source: Based on 60+ day delinquency and foreclosure data from 4th quarter 2012 MBA National Delinquency Survey ii Source: Based on 30+ day delinquency data from 4th quarter 2012 MBA National Delinquency Survey ii Source: Making Home Affordable@ Program Performance Report Through February 2013