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House Buying Tips 2015

* 2015 HOUSE BUYING ESTATE AGENTS' TIPS USEFUL TIPS Getting it right when it comes to buying is becoming more important than ever. Get your finances in place. Make sure you can get a mortgage and you have enough money for a full deposit before you start looking for a home. Continue reading the main story Can you afford your mortgage? mortgage application form Mortgage calculator An estate agent should not take an offer on a property without proof the perspective buyer has finances in place. This could be provided with a bank statement or letter from a solicitor or lender. View it before you dismiss it. The more homes you visit the better. Pick a minimum of three. Give yourself time to make any decision. There is usually time to shop around, depending on where you live in the country. Get a building survey If you are looking for an older, run-down or unusual property it's worth paying extra for a homebuyer report or building survey. Your mortgage lender's valuation is a basic survey for mortgage purposes only and is not a full survey. It uSually includes some recommendations for any obvious faults. You can ask for a surveyor recommendation from people you know or a mortgage lender. Budget for the extra costs Mortgage arrangement fees, solicitors' fees, surveys: the costs quickly add up. Make sure you have enough left over to cover your living costs. Get to know the area before you buy A good agent will describe an area honestly but it's always wise to revisit a property at different times. Make a list of what's important to you. Consider how far you're willing to live from local shops, schools or public transporf. Choose the right solicitor Use local estate agents' websites Have realistic expectations on period properties Source: Radcliffe &Rust ESTA T E AGE N T S !!!

House Buying Tips 2015

shared by sally.montgomer... on Jan 06
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Buying a house for the first time takes a huge amount of organisation. Take a look at this infographic for some house buying tips from estate agents themselves.



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