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Risky Business: How a Disability Can Cost You Your Health and Your Income

Risky Business: How a disability can cost you your health and your income. As a family physician, suffering from a serious injury or illness can take a toll on your career and your financial well-being. 1 in 4 of today's 20 year olds will become disabled before they retire. The average long-term individual disability claim can last up to 31.6 months'. Risk factors that increase your chance of disability: 48% of family physicians confess to being overweight or obese? Excess Body Weight {2% of physicians are smokers Tobacco Use Alcohol Consumption or Substance Abuse High Risk Activities or Behaviors Chronic Conditions Factors that lower your risk of disability: {89% of family physicians report being in good to excellent health? Healthy Diet and Sleep Habits 74% of family physicians exercise at least twice a week? Regular Exercise 38% of female physicians say they don't drink? 31% of male physicians say they don't drink? Moderate to No Alcohol Consumption Maintaining a Healthy Stress Level Avoidance of High Risk Behaviors Including Substance Abuse Treatment for Health Conditions Common workplace injuries that family physicians may face are a result of": Slip and Falls on Flat Surfaces Struck By Moving or Flying Objects Musculoskeletal Injuries The body parts that are most affected by disabilities5: 13% 2% SHOULDER NECK 4% 36% ARM BACK 3% WRIST 2% HAND 8% MULTIPLE PARTS 12% 2% KNEE FOOT 9% 9% ANKLE OTHER Common types of disabilities: Spine or Joint Disorders Arthritis Back Pain Cancer Fibromyositis Diabetes Heart Attack The cost of work-related disabilities: 23,000 8,395,000 $250 billion on-the-job injuries in the United States every day in costs for workers, their families and our on-the-job injuries annually economy every year What you stand to lose from a serious illness or injury: Family physicians earn an average of $176,000 57% of family physicians spend 30-40 hours a week 25% seeing patients? of family physicians have 76-99 patients per week 21% of family physicians see 100-124 patients per week 3-7 32% of your staff members could lose their job (if you work in a single physician practice) of family physicians spend an average of 13-16 minutes with each of their patients If you were no longer able to treat your patients or earn a steady income, how would you support your family? Protect your career and your hard-earned income with individual disability income insurance offered by the AAFP Insurance Program. AMERICAN ACADEMY OF FAMILY PHYSICIANS INSURANCE PROGRAM for your financial health Sources: [1] [2] [3] [4] [5] ase/pdf/osh2.pdf [6] [7] [8]

Risky Business: How a Disability Can Cost You Your Health and Your Income

shared by AAFPINS on May 14
While patients may think of you as a superhero, family physicians are vulnerable to the threat of a disability. Whether you’re on the job or off, here’s how a serious injury or illness can affect ...




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