Medicare Open Enrollment Infographic

It's Open Curollment the period each year when you can choose or change your Medicare health and drug plans OCTOBER NOVEMBER DECEMBER MT WTFSS MTWTFS S MT WTFSS 1 2 3 4 5 6 7 12 3 4 1 2 8 9 10 11 12 13 14 6 7 89 10 11 3-4-5-6 7 89 15 16 17 18 19 20 21 12 13 14 15 16 17 18 10 11 12 13 14 15 16 22 23 24 25 26 27 28 19 20 21 22 23 24 25 17 18 19 20 21 22 23 29 30 31 26 27 28 29 3o 24 25 26 27 28 29 30 31 1 JANUARY You can enroll or change plans from Oct. 15 until Dec. 7 WHATEVER CHANGES YOU MAKE WILL TAKE EFFECT JAN. 1, 2013 THE DIFFERENT MEDICARE PLANS includes Part A Part B Medicare hospital stays doctor's visits Part C (also called Medicare Advantage) Drug Coverage Medigap Medicare supplemental insurance plan 2010 Most Medicare If you choose a Medicare Advantage Advantage plans also include plan, you can't buy a Medicare supplemental insurance plan (known as Medigap) to pay for your out-of- pocket costs. drug coverage. If the Medicare Advantage plan you choose has drug coverage, you can't buy Part D Part D Drug Coverage drug coverage. ENROLLMENT IN MEDICARE ADVANTAGE TO RISE More seniors than ever are expected to enroll in private Medicare Advantage plans for next year +11% $32.59 in enrollment is espected by Health and Human Services The average monthly payments for a standard Medicare This price increased just $1.47 since the last year Secretary Kathleen Sebelius... Advantage Premium in 2012 The number of Medicare ... but a study from the Kaiser Family Foundation found Advantage plan choices is expected to increase by that in four seniors aren't even 7% aware of open enrollment. next year. STEPS BEFORE ENROLLING Before you choose a Medicare Advantage plan, you should Go online and find out which doctors and hospitals are in its provider network. Try to go outside your coverage area. Call your doctors' offices to find out if they take part in the Medicare Advantage plan you're considering. If you take prescription drugs, check to see whether they are on the plan's list of preferred drugs. If they aren't, you may be better off with original Medicare and a Part D drug plan that covers them. If they don't, decide if you're willing to change doctors or hospitals. Find out what your out-of-pocket expenses will be. Deductibles, copays and co-insurance vary from plan to plan, and you'd have to compare their costs to other plans and also to original Medicare. 4 lift -simplified caregiving