Know the pre-existing health rules and before health insurance

Know the pre - existing health rules and before health insurance A pre - existing condition badly affects your health insurance premium . And it results in paying a higher amount for pre - existing conditions . However , the main reason behind your high - cost premium is your chronic condition which may need expensive methods or surgery . Brandon Michael Heitman can assist you in getting a premium good range , and his strategic vision will help you to get qualitative healthcare . Pre - existing condition More than 25 % of people under the age of 65 suffer from pre existing conditions according to the Kaiser Family Foundation . Pre existing foundation notes pre - existing health conditions and previously received treatment . A few examples of pre - existing conditions are : • Asthma Pregnancy Sleep Apnea • Epilepsy • Cancer • Diabetes + There is a high chance that health insurance companies have a higher number of people with pre - existing conditions . All because it will result in a high risk of members . And tends to spend more money dishing out for health insurance companies for the people who use complete services from health insurance companies . Health insurance with a pre - existing condition Pre - existing health insurance is only possible with the implementation of the Affordable Care Act ( ACA ) . Current law says that insurance companies cannot deny health insurance coverage due to pre - existing conditions . Buying an ACA individual health insurance plan helps you to have health insurance with pre - existing conditions for you and your family members . Health insurance coverage and waiting period The waiting period depends upon the health insurance plan you want to purchase . However , the waiting period can be 12 to 18 months . It means that you need to pay your ailment bill from your pocket . Conclusion In this blog , you have read about how your pre - existing health condition affects health insurance and what you need to do to have health insurance plans . Brandon Heitman's strategies of operational expertise will help you to have the best health insurance plan with pre - existing health conditions . www.brandonmichaelheitman.wordpress.com