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Health Insurance is Changing

Health Insurance Is Changing TIME FOR AFFORDABILITY. The Affordable Care Act creates new benefits and costs for consumers COVERING THE UNINSURED COVERING PRE-EXISTING CONDITIONS 25 million All policies will now cover pre-existing conditions. The federal program that currently covers pre-existing conditions has average claims costs that are 8.5 times greater than those in the individual market today. 8.5x uninsured Americans will now be covered claims costs Sources: Centers for Medicare and Medicaid Source: Congressional Budget Office Services; Society of Actuaries REQUIRING BROADER BENEFITS LIMITING PREMIUM DIFFERENCES All policies must cover 10 categories of benefits, many of which are not included in the coverage individuals purchase today Premiums New cannot vary restrictions +29% on varying premiums by age will increase costs based on a person's gender or medical history 21-29 10 year olds of younger individuals н categories -8% Source: Health and Human Services Source: Contingencies 60-64 year olds TAXING HEALTH INSURANCE PROVIDING FINANCIAL ASSISTANCE $100 billion insurance tax -. 25.7 million people will be eligible for premium tax credits based on their income health .. causing premiums to increase for an $400 40% of people who currently purchase coverage on their O own will not be eligible average family by up to a year Income Source: Joint Committee on Taxation Sources: Families USA; Congressional Budget office @TFAhealthcare Tax Credit

Health Insurance is Changing

shared by ahipcoverage on Jun 23
Health insurance is changing: The Affordable Care Act creates new benefits and costs for consumers.




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