Essential Facts to Consider for Buying Health Insurance Plans in the U.S.

INSURE V ME NOW Essential Facts to Consider for Buy_in g He alth Insurance Pla ns in the U.S. Health insurance is like a protective covering that shield you from the financial loss that might occur due to sudden health or medical crisis. You need to seriously consider to enroll in an apt health plan that well meets your healthcare needs and budget. However, while looking for the best health insurance plans in the U.S. you need to keep the following essential facts into consideration. Compare Health Insurance Plans Open Enrollment Period In most of the states you have six weeks open enrollment period during which you can enroll for an individual health insurance or Affordable Care Act exchange plan in most of the states. In most of the states open enrollment period starts from November 1 and ends on 15th December. Sources to Purchase a Health Plan · You can purchase from your state's health insurance marketplace · You can directly purchase from a health insurance company · From health insurance portals · You can buy from a health insurance agent 2. Types of Individual and Family Health Insurance Plans The U.S. health insurance marketplace has different types of individual and family health insurance plans to cater to the healthcare requirements of diverse people. Some of the popular plans in this category include: · PPO Plans · HMO Plans · EPO Plans · POS Plans · Short-term Plans · Dental Plans 3. Four Levels of Individuals and Family Health Plans Health plans in the U.S health insurance exchange are available in four popular metal categories: Health Insurance edical S · Bronze – Bronze plans have highest out-of-pocket expenses for medical services but have lowest premiums and these plans are ideal for those who don't use a lot of medical services, · Silver – Silver plans have moderate out of pocket expenses and premiums are in mid- range and these plans are ideal for those who are looking to maintain balance between their monthly premium and out-of-pocket costs. · Gold – Gold plans have simple fixed copays and deductibles but have higher monthly premiums and are ideal for those who can afford high premiums to keep their out-of- pocket costs low. · Platinum – Platinum plans have least out-of-pocket expenses for medical services but have highest monthly premiums. These plans are ideal for those who wish to have easy and predictable out-of-pocket costs. HEALTH INSURANCE About InsureMeNow InsureMeNow is a highly reliable and trusted health insurance portal that allows you search, compare and find diverse information on different health insurance plans available in the U.S. health insurance marketplace. The online portal proves to be your ideal insurance advisor and guide that help you pick health plan depending upon your needs and budget. To know more visit https://www.insuremenow.us/