The Fuss Over Fracking: Liability and Insurance RIsks Exist Above and Below Ground

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3234&#"#5YHS%AdobeUCS-!(-!(-!(-!(- (- (- (- (- (, (, (, (, ', ', ', ', ', ', ','+'+'+'+'+&+&+&+&+&+&+&*&*&*&*&*&*%*%*%*%*%*%, (, (, (, (- (- (- (-!(-!(-!(-!(-!(-! THE FUSS OVER FRACKING: LIABILITY AND INSURANCE ISSUES EXIST ABOVE AND BELOW GROUND Pollution o Noxi ous gases and substances may lead to bodily injury and medical monitoring claims. Insurance pollution exclusions will be impacted. o Contractual Issues Disputes between contractors over insurance coverage will arise when bodily injury and property damage claims are made. o Building Collapse Structural integrity may be adversely affected by extraction process. First-party insurance disputes may result from collapses. O Drilling Noise Compression st ations used in fracking generate excess noise, a basis for class action lawsuits filed by property owners. Workers' Claims o Nearby residents may assert claims for medical o Wells Private water wells can be contaminated by fracking chemicals, resulting in claims for remediation and medical monit oring. monitoring, while workers' compensation claims are likely to arise. Pipeline Leaks o Failures may affect local water and soil and damage property, resulting in claims against manufacturers and installers o Groundwater Potential for contamination from fluids used in fracking process. Coverage trigger questions arise from extended exposure Source: The Fuss Over Fracking: An Examination of the Insurance Issues Associated with Hydro-Fracking" – a Nelson Levine de Luca & Hamilton White Paper