Click me

Deadliest Natural Disasters

DEADLIEST NATURAL DISASTERS FOR HOMEOWNERS THE NATURAL DISASTER RISK MAP EARTHQUAKES FLOODS HAILSTORMS HURRICANES TORNADOES VOLCANOES WILDFIRES WA MT ND MN ME ID WI OR SD WY NY MI IA NE IL IN PA OH CA NV MD DC MO KS wV VA KY AZ OK NC AR TN MS AL GA Sc TX LA AK FL HI HOW TO PROTECT YOUR PROPERTY BATHROOM ROOF O Seal gaps around services that pass through the walls O Locate switches to turn off gas, electricity and water O Install a Sump and Pump Systems if required Anchor large applilances, such as water heaters, to walls using straps O Apply a nonflammable roof Repair any loose shingles or tiles and fix any leaks INSIDE GUTTER O Move any decorative or small items away from windows that can become projectiles O Gutters should be cleaned and secured to the building WINDOWS ( Use permanent hurricane shutters on windows and doors ( Anchor bookcases and filing cabinets to nearby walls O Install ledge barriers on shelves; place heavy items on lower shelves GARDEN O Replace flammable vegetation with fire resistant plants WALL O Clear shrubbery and establish a 30-foot defensible space around the home ORepair any weak or broken brickwork or mortar ( Keep trees and shrubbery trimmed O Look for gaps and cracks in joint sealant O Cracks in stucco should be repaired as well as grout In brick or stone houses CLIMATE AND WEATHER DISASTERS 1980-2009 10.4 Ice Storms 2.1 Blizzards 2.1 Freezes 1.0 Noreaster DISASTER FREQUENCY IN % Severe Weather (Hailstorms) Droughts 20.8 Hurricanes Floods Wildfires 28.1 15.6 20.8 13.6 WHAT DO MOST POLICIES COVER? EARTHQUAKES FLOODS HAILSTORMS HURRICANES TORNADOES VOLCANOES WILDFIRES Separate Policy Separate Policy - Generally Covered Generally Covered Generally Covered . Generally Covered .Covered Price down: The C.E.A. Annual flood 2008 catastrophe losses from tornadoes and - Provided coverage: home damage as result of airborne shockwaves, volcanic blasts or California saw an average of $500 million per year in insured The hailstorms After Katrina and Rita many Insurance agencies pulled out of coastal areas with the expectations that storms will become more frequent and Intense. approved a 22% rate cut in order to encourage more people to buy earthquake Insurance. losses between 1996 and 2005 averaged $2.4 billion per year. of Central Texas in April 2006 caused more than $160 million in Insured losses. losses from 1990 to 2009. related events as reported by ISO/PCS totaled $10.5 billon average cost of a $100,000 flood insurance policy is about $300 per year, but rates can be considerably more in flood-prone The lava flow. Munich Re put insured catastrophic wildfire losses at $185 million in 2009. from 29 events. Not provided coverage: home damage as result of land tremors, mudflows or landslides often associated with Katrina, Rita, Wilma and Dennis, in 2005, generated more than $57 billion In insured losses and 3.3 million claims. The National Oceanic and Atmospheric Administration said there were 1,691 tornadoes in 2008, topped only by the record of 1,820 in 2004. The Oakland Hills fire in 1991 caused $1.7 billion in insured losses, and the 2003 fires in San Diego and San Bernardino. counties caused more than $2 billion in insured damages. volcanic eruptions. areas. There are approximately 5 million policies in 21,000 communities nationwide. The cost to remove ash from property is usually not covered unless it first causes direct physical loss to personal property. The average flood claim iIn 2008 was $42,066, up from $26,390 in 2007 INSURED LOSSES U.S. catastrophes, 2000-2009 IN 2009 DOLLAR (BILLIONS) 5.7 32.1 15 31.2 68.4 9.8 6.9 27.4 10.6 7,0 NUMBER OF CLAIMS (MILLIONS) 1.5 1.5 1.8 2.3 1.2 2.7 3.4 4.4 4.1 2.2 NUMBER OF CATASTROPHES 24 20 25 21 22 24 33 23 37 28 YEAR 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 "Includes catastrophes causing insured losses to the industry of at least $25 million THE TEN MOST COSTLY CATASTROPHES U.S. catastrophes IN 2009 DOLLAR (BILLIONS) 45.1 22.7 17.2 ( 12.6 ( 11.3 8.5 22.2 8.1 6.6 6.1 Hurricane Katrina Fire WTC 11/9 Hurricane Earthquakes Andrew Northridge, CA Hurricane Hurricane Ike Hurricane Hurricane Hurricane Hurricane Hugo PERIL Wilma Charley Ivan Rita 1 2 3 4 5 6 7 8 9 10 RANK YEAR 2005 2001 1992 1994 2008 2005 2004 2004 1989 2005 "Property coverage only Sources: I I fema gov I National Climatic Data Center I Information provided by: home Ownersinsu roRCe

Deadliest Natural Disasters

shared by rmmojado on Mar 24
For homeowners, natural disasters aren’t only the deadliest and costliest things that can happen to your house, but they are also the most unexpected. To help you prepare for the disaster that is mo...


Unknown. Add a source


Did you work on this visual? Claim credit!

Get a Quote

Embed Code

For hosted site:

Click the code to copy


Click the code to copy
Customize size